In 2026, the USDA loan limit in Stone-Ridge, located in the county of Loudoun, VA, is $657,900, while the FHA limit for a single-family home is $822,375.
Leverage the Lendersa® USDA loan calculator to assess the top rates available today for USDA versus FHA loans. Determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimal program for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to secure the best possible USDA or FHA loan for you swiftly and without hassle. Choose one of three starting options, leading to matching lenders and USA loan programs.
A USDA home loan, assured by the U.S. Department of Agriculture (USDA), is also known as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural neighborhoods. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans require absolutely no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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