USDA Vs. FHA Pro and Con comparison in Stone-Ridge, Loudoun County, VA
In 2025, the USDA loan limit in Stone-Ridge, located in the county of Loudoun, VA, is $657,900, while the FHA limit for a single-family home is $822,375.
Leverage the Lendersa® USDA loan calculator to assess the top rates available today for USDA versus FHA loans. Determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimal program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Stone-Ridge, County of Loudoun, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Stone-Ridge, VA
Lendersa® aims to secure the best possible USDA or FHA loan for you swiftly and without hassle. Choose one of three starting options, leading to matching lenders and USA loan programs.
A USDA home loan, assured by the U.S. Department of Agriculture (USDA), is also known as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural neighborhoods. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans require absolutely no down payment.
Ashley Hall is a trusted loan specialist and the President/Owner of Barton Hills Mortgage LLC with over 10 years of experience in the residential lending business. She has built her business solely by referrrals of past clients, loyal business partners, and trusted real estate professionals. Ashley is passionate.
3601 S Congress Ave, Suite C304, Austin, TX, 78704
UpEquity is a tech-enabled mortgage platform that is disrupting the U.S. mortgage lending marketplace by providing cash offers for everyone. Founded in 2019 by Tim Herman and Louis Wilson while they were attending Harvard Business School, UpEquity was created out of a passion to solve the broken home buying process.
Nexus is a $20 Million fund for hard money loans. We use investor capital to originate and service high-yield, short-term loans secured with marketable real estate in Texas and Arizona.We make money on the spread between our cost of capital to investors (9%) and our lending rates (10.95% - 12% to qualified borrowers with qualified collateral.
Little City Investments provides quick, straightforward hard money loans for residential and commercial real estate in Austin and Houston, Texas. Our hard money loans are an excellent alternative to bank financing because they’re primarily based on property value instead of personal creditworthiness
1801 S MoPac Expressway, Suite 212, Austin, TX, 78746
We take the stress out of the home loan process. Whether you are in Austin or relocating to the area, we will make the home loan process as seamless as possible. * We average 15 day closings! This is a great negotiating tool for your Realtor when making an offer on your behalf. With Austin's hot real estate marking,
901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our
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CCG Capital makes asset-based loans for commercial and non-owner occupied residential real estate projects. Our commitment is to provide fast and flexible solutions to each borrower's unique and unconventional financing requirements.Reputable Texas based construction lending and investor fund management.
1406 Camp Craft Rd, Suite 200-D, Austin, TX, 78746
Austin Private Funding is a private real estate finance company that provides hard money lending for commercial and non-owner occupied residential properties. Our years of experience in real estate investing and financing allow us to appreciate the complexities involved in real estate transactions.