USDA Loan Vs. FHA loan pro & con Leesburg, Loudoun County, VA

For 2026, the USDA loan limit in Leesburg, within Loudoun County, VA, is set at $776,600. On the other hand, the FHA limit for a single-family residence is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our detailed mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your financial situation in .

USDA and FHA Loan Choices in Leesburg, VA

The objective of Lendersa® is to connect you quickly with the best possible USDA or FHA loan without hassle. Choose one of three approaches for engaging with lenders and discovering USDA loan programs.

Lendersa USDA loan request and matching outcomes

Explaining USDA Loans in VA

The USDA home loan, backed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is available exclusively for rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans require none.

Get top 10
USDA LENDERS
customized to yout needes

Leesburg Lenders
(888) 233-0092 Lender's profile and map Main Street Home Loans 19775 Belmont Executive Plaza, Suite 350, Ashburn, VA, 20147 Lends in Virginia Main Street Home Loans was founded on the philosophy that “One size does NOT fit all.” Especially when it comes to your home. We take a very consultative approach with every client to ensure that this new mortgage fits within their short- and long-term financial goals.Each of our Home Loan Consultants understand.
(703) 777-4744 Lender's profile and map loudoun credit union 801 Sycolin Road SE, Suite 101, Leesburg, VA, 20175 Lends in Virginia Loudoun Credit Union was chartered in September 1977 (Charter #66954) pursuant to the provisions of the Virginia Credit Union Act. The credit union is a corporation chartered under the laws of the state of Virginia and regulated by the State Corporation Commission and the National Credit Union Administration.
(703) 406-8200 Lender's profile and map Potomac Mortgage Advisors LLC 46169 Westlake Drive, Potomac Falls, VA, 20165 Lends in Virginia our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(571) 250-2019 Lender's profile and map Strategic Federal Credit Union 22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166 Lends in Virginia Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.
(703) 709-8900 Lender's profile and map Northwest Federal Mortgage Lending Center Cary, NC 200 Spring St, Herndon, VA, 20170 Lends in Virginia Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.
(866) 916-8756 Lender's profile and map Mable Loans, LLC 560 Herndon Pkwy, Suite 140, Herndon, VA, 20170 Lends in Virginia Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.