For 2026, the USDA loan limit in Leesburg, within Loudoun County, VA, is set at $776,600. On the other hand, the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our detailed mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your financial situation in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $776,600 | 0% | |
| FHA | $1,089,300 | 3.5% | |
| Conventional Conforming | $1,089,300 | 3% |
The objective of Lendersa® is to connect you quickly with the best possible USDA or FHA loan without hassle. Choose one of three approaches for engaging with lenders and discovering USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is available exclusively for rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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