USDA Vs. FHA your options comparison in Shenandoah-Farms, Warren County, VA
In the year 2026, the USDA loan limit for Shenandoah-Farms, located in Warren county, VA, is $657,900. The FHA limit, on the other hand, for a single-family home stands at $822,375.
Use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today and determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can examine the USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in is best for your financial situation.
2026 Loan Limits and Downpayment Requirements in Shenandoah-Farms, County of Warren, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Shenandoah-Farms, VA
Lendersa® aims to secure the best USDA or FHA loan quickly and without hassle. Choose from among three initial starting points to connect with matching lenders and find the USDA loan programs that suit your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the government's Department of Agriculture. It is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment.
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