In 2025, USDA loan limit in Winchester, county of Winchester, VA is $285,000 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Winchester, county of Winchester, VA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Winchester, VA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
150 Weldon Pkwy, Suite 103, Maryland Heights, MO, 63043
The LoanSum Difference means that you will not find another hard money lender who will close your loan faster and with less paper work (no tax returns or financial statements). LoanSum offers a flexible term up to 12 months for both new and existing customers.Loansum provides commercial & residential properties
Triad Bank is a full service financial institution established in 2005 with a mission to provide a wide range of commercial and personal banking services to closely held businesses, their owners and families. Our relationship-based approach gives our valued clients the comfort of knowing all of their banking needs will be satisfied.
Cass Commercial Bank, founded in 1906, is a niche-focused bank delivering personal service and an array of banking products. We focus on three primary markets: privately-held companies in the greater St. Louis and southern California regions, faith-based organizations and restaurant franchise owners.
At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141
At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.
We keep opening doors as a mortgage industry leader
12747 Olive Blvd, Suite 300, Saint Louis, MO, 63141
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
1108 North Truman Boulevard, Crystal City, MO, 63019
Wright Financial Inc. has been in business for over 25 years with experience in the financial industry. Rex and Susan Wright are the owners of the company.
We work on effective options, aimed at giving you the best solution. We operate in St. Louis and surrounding areas and specifically Jefferson County.
2330 West Port Plaza Drive, Saint Louis, MO, 63146
Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned" brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.
