USDA Vs. FHA Pro and Con comparison in Winchester, Winchester County, VA
In 2025, the USDA loan limit for Winchester, within Winchester County, VA, is $285,000. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates, identify needed income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, helping you choose the program that suits your financial situation in .
2025 Loan Limits and Downpayment Requirements in Winchester, Winchester County, VA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Winchester, VA
Lendersa® aims to connect you with the best USDA or FHA loan options quickly and without hassle. Choose one of three starting strategies to link with lenders and explore USDA loan programs.
A USDA home loan is secured by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is only available in rural zones. FHA loans require at least a 3.5% down payment, while USDA mortgages need no down payment at all.
1111 North Lee Avenue, Suite 125, Oklahoma City, OK, 73103
SSMOK Employees Federal Credit Union was established on March 31, 1965 on the credit union principle of “Serving Those Who Serve Others .” For more than 43 years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services.
605-LOAN, We want to give Oklahomans the credit they deserve.We are a fourth generation, family owned company and have been in business for over 50 years. We are proud to have been the first licensed Loan office in the state and we want to work hard to earn your business. We have all had rough times and understand the need for a temporary boost.
Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934.
To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996.
In 2009, work began on the construction of a brand new building
Chartered in 1917, we at First National Bank of Oklahoma recently celebrated our 100th anniversary. With a new ownership and management team assembled since 2002, recent years have been exciting. The bank’s focus has been sharpened, two new Oklahoma City banking offices have been opened.
4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143
BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.
105 N Hudson, Suite 200A, Oklahoma City, OK, 73102
Kruger Investment Company was founded in Oklahoma City in 1934 by immigrant Herman Kruger and his sons. Members of the Kruger family and descendants have operated and managed the business since then. Kruger Investment Company is a hard money lender offering loans throughout the Oklahoma City metro area.
We are committed to provide high quality, high tech services and products in a friendly, community oriented atmosphere, catering to the financial needs of a diverse market. We are involved in the markets we serve through active participation in a variety of community organizations, both civic and charitable.
At Wellspring Credit Union, we strive to create an experience you will remember. Our goal is to provide members with exceptional financial service each and every time they visit. Wellspring Credit Union is a not-for-profit financial cooperative. This means when you become a member of the credit union, you become a shareholder.
