USDA Vs. FHA your options comparison in Woodstock, Shenandoah County, VA

In 2025, the USDA loan limit set for Woodstock, in the county of Shenandoah, VA, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates available today and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side. This tool assists in deciding which loan program in suits your specific financial situation the best.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Woodstock, County of Shenandoah, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Woodstock, VA

At Lendersa®, our goal is to secure you the best USDA or FHA loan efficiently and without difficulty. Choose from three starting points that provide access to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in VA?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a loan guaranteed by the government through the Department of Agriculture, exclusive to rural areas. Unlike FHA loans that require a minimum of a 3.5% down payment, the USDA mortgage loan does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Semper Home Loans, Inc
  • 1299 Newell Hill Pl - Suite 101, Walnut Creek, CA, 94596
  • Semper Home Loans provides potential home buyers across demographics, generations, and income brackets with affordable rates and educational resources that are packaged in an intuitively streamlined process. Semper achieves this by omitting extraneous steps in the application process to get you preapproved faster than any other mortgage company.
  • Preferred Mortgage Advisors, Inc.
  • 1261 Locust #229, Walnut Creek, CA, 94596
  • Preferred Mortgage Advisors.As a team of seasoned mortgage professionals, we provide accurate mortgage options, details and costs so you can make a smart mortgage decision for your personal situation and You will receive multiple mortgage options to consider and we take the time to review the pros
  • RateKing
  • 39830 San Moreno Ct, Fremont, CA, 94539
  • We pride ourselves in offering the lowest interest rate, lowest mortgage refinancing rates in California, great communication and seamless underwriting process. Your satisfaction is our TOP priority! We offer a variety of mortgage products at absolutely rock bottom rate with no closing cost for refinances.
  • Calloan123
  • 39500 Stevenson Place, Suite 109, Fremont, CA, 94539
  • "Owning a home is everyone's dream and an indicator of one's achievement and stability. Despite the high prices of homes in the Bay Area, the housing market continues to grow. Not only does a home provided tax shelter but it's also a terrific investment vehicle I can help you to secure the right loan for your individual situation"
  • Abacus Financial Services
  • 939 Corporate Way, Fremont, CA, 94539
  • Abacus Financial Services full service mortgage lender. We serve all sectors of the mortgage market. No matter if you purchasing a new home, re-financing with additional cash return, no cash return or no job right now, for home or for investment properties, for fixed or adjustable rates.
  • DIRECTQM, INC.
  • 1310 Tully Road, Suite 103, San Jose, CA, 95122
  • We've been in business for more than 20+ years doing mortgages. Our motto: "We help clients get mortgage loans easier, cheaper and faster". We are so Professional and Stress free. Directqm, Inc. filed as a Articles of Incorporation in the State of California on Tuesday, March 13, 2018.
  • Home Advantage Corporation
  • 702 Brown Road, Suite 200, Fremont, CA, 94539
  • Home Advantage Corp as a real estate office and expanded business to include a loan brokerage and development business. The Real Estate and loan brokerage have been successfully grown and have established name recognition in their niche market. The development business has grown from single custom home to several large multi-family home projects.
  • Castle Home Loans
  • 2230 Quimby Road, San Jose, CA, 95122
  • At Castle Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Axel Real Estate and Home Loans Inc.
  • 2265 Ocaso Camino, Fremont, CA, 94539
  • Axel Real Estate and Home loans is a family based business run by husband and wife team. Our Profit margins are so slim that no other Agents can afford to beat. My husband Rizwan (Rizzi) Elahi has 30 years of mortgage processing and underwriting experience. He structures the hardest loan files for successful and on time close of escrow .
  • On Time Realty Corporation
  • 999 Story Road, Unit 9027, San Jose, CA, 95122
  • On Time Realty our commitment is to serve clients of all types. We understand that our clients always come first whether you are a buyer or a seller. We specialize in real estate sales and mortgage loans for the purchase and sale of residential and commercial properties. Our services extend beyond the Bay Area, including Sacramento, etc.
  • Polaris Financing
  • 39560 Stevenson Place, Suite 119, Fremont, CA, 94539
  • Polaris Financing is a CA Mortgage Broker helping clients with their lending needs throughout CA. Not all lenders are the same & not all offer the same interest rates. As a broker, we can shop your loan to many lenders & get you the best rate on the market, whether you are buying your first home, refinancing your existing home.
  • Marvel Realty
  • 42003 Via San Carlos, Fremont, CA, 94539
  • Marvel Realty is a boutique full-service real estate company specializing in homes in the San Francisco Bay Area and the Los Angeles Metropolitan Area. Our number one focus is on representing our clients, combining our intimate understanding of these markets with a client-oriented experience.