USDA Vs. FHA your options comparison in Woodstock, Shenandoah County, VA

In 2026, the USDA loan limit set for Woodstock, in the county of Shenandoah, VA, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates available today and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side. This tool assists in deciding which loan program in suits your specific financial situation the best.

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Woodstock, County of Shenandoah, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Woodstock, VA

At Lendersa®, our goal is to secure you the best USDA or FHA loan efficiently and without difficulty. Choose from three starting points that provide access to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in VA?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a loan guaranteed by the government through the Department of Agriculture, exclusive to rural areas. Unlike FHA loans that require a minimum of a 3.5% down payment, the USDA mortgage loan does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SWBC Mortgage
  • 201 SW Port St Lucie Blvd #105, Port Saint Lucie, FL, 34984
  • SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity, and stability in 39 states.

  • Mc Rae Mortgage & Investments
  • 100 Morgan Keegan Dr, Suite 420, Little Rock, AR, 72202
  • McRae Mortgage & Investments, LLC (MMI) is a private regionally based real estate investment and mortgage banking firm. The company was established in February 1994 and is an Arkansas limited liability corporation. The founder and owner is Kenneth G. McRae, IV. Corporate offices are in the Morgan Keegan building located

  • Metro Credit Union
  • 447 South Campbell Avenue, Springfield, MO, 65806
  • Our staff is here to greet you with enthusiasm, provide knowledgeable answers to your questions, and offer solutions which make sense. We understand that people are busy with life and don't spend all day dreaming of banking. When you need something, we aspire to make all of these interactions a great experience.

  • Home Loans Port St. Lucie Florida
  • 138 SE Felix Ave, Port Saint Lucie, FL, 34953
  • Every client has unique circumstances when it comes to applying for a mortgage loan. You can rely on mortgage lender Chuck Favoroso to use his experience and knowledge as a loan officer to do the research and find the best mortgage loan with the lowest rates and best terms based on your personalized situation.

  • Hometown Financial Services
  • 1186 SW Gatlin Blvd, Port Saint Lucie, FL, 34953
  • The Hometown Financial Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Mortgage Masters Group
  • 481 SW Port St. Lucie Blvd., Suite A, Port Saint Lucie, FL, 34953
  • We work as an incredible Mortgage Consulting team to guide each of our clients in a very personalized manner to help them arrive at the best decision for their specific Lending needs and future plans in regards to their Home Loan choices or Commercial Loan / Business Investments.

  • Little Rock Fire Department Federal Credit Union
  • 210 South Gaines St, Little Rock, AR, 72201
  • The Little Rock Fire Department Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.

  • Dillard's Federal Credit Union
  • 1600 Cantrell Rd, Little Rock, AR, 72201
  • In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.

  • Arkansas Teachers Federal Credit Union
  • 914 W. 6th Street, Little Rock, AR, 72201
  • When you’re a member of Arkansas Teachers FCU, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members.

    Credit unions are not-for-profit, which means that instead of dividends going to shareholders,

  • Arkansas Education Association Federal Credit Union.
  • 1500 West 4th Street, Suite 300, Little Rock, AR, 72201
  • Arkansas Education Association Credit Union opened its doors in 1978 to offer financial services to members of the Arkansas Education Association and their families. The credit union has assets totaling $7 Million and provides banking services to more than 2,000 members.

    While our products and services are constantly evolving

  • Bank of Little Rock
  • 200 North State Street, Little Rock, AR, 72201
  • Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.

  • Telcoe Federal Credit Union
  • 820 Louisiana Street, Little Rock, AR, 72201
  • Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners