USDA Vs. FHA Pro and Con comparison in Strasburg, Shenandoah County, VA
In 2025, the USDA loan limit for Strasburg, in the county of Shenandoah, VA, stands at $336,500, whereas the limit for an FHA loan for a single-family residence is $472,030.
To evaluate the best current rates between USDA and FHA, use the Lendersa® USDA loan calculator. It helps you ascertain the necessary income, credit scores, reserves, and documentation for eligibility. With our state-of-the-art mortgage calculator, simultaneously view comparisons for USDA, FHA, Conforming, and VA loans to determine which option in aligns best with your financial goals.
2025 Loan Limits and Downpayment Requirements in Strasburg, in the County of Shenandoah, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Various USDA and FHA Loan Options in Strasburg, VA
The mission of Lendersa® is to swiftly and effortlessly secure the most favorable USDA or FHA loan options for you. Begin with one of three initial paths to connect with lenders and discover USDA loan programs.
A USDA home loan is protected by the government via the Department of Agriculture, also called a USDA rural development loan or a USDA mortgage, and is designated exclusively for rural areas. Unlike FHA loans, which demand a minimum of a 3.5% down payment, USDA mortgage loans necessitate no down payment at all.
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