USDA and FHA Pro and Con in Strasburg, Shenandoah County, VA

In 2026, the USDA loan limit for Strasburg, in the county of Shenandoah, VA, stands at $336,500, whereas the limit for an FHA loan for a single-family residence is $472,030.

To evaluate the best current rates between USDA and FHA, use the Lendersa® USDA loan calculator. It helps you ascertain the necessary income, credit scores, reserves, and documentation for eligibility. With our state-of-the-art mortgage calculator, simultaneously view comparisons for USDA, FHA, Conforming, and VA loans to determine which option in aligns best with your financial goals.

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2026 Loan Limits and Downpayment Requirements in Strasburg, in the County of Shenandoah, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Various USDA and FHA Loan Options in Strasburg, VA

The mission of Lendersa® is to swiftly and effortlessly secure the most favorable USDA or FHA loan options for you. Begin with one of three initial paths to connect with lenders and discover USDA loan programs.

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An Overview of USDA Loans in VA

A USDA home loan is protected by the government via the Department of Agriculture, also called a USDA rural development loan or a USDA mortgage, and is designated exclusively for rural areas. Unlike FHA loans, which demand a minimum of a 3.5% down payment, USDA mortgage loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Strasburg Lenders

  • First Bank 1
  • 112 W King St, Strasburg, VA, 22657
  • Lends in Virginia
  • With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time.

    You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho

  • Midway Federal Credit Union
  • 158 Front Royal Pike, Suite 101, Winchester, VA, 22602
  • Lends in Virginia
  • Since opening in 1961, Midway Federal Credit Union has been proud to serve the Mt. Weather Federal Employee community. We’re committed to not only providing quality products and services, but going above and beyond to ensure our customers are completely satisfied. We welcome you to look through our site to see all we have to offer.

  • Integrity Home Mortgage Corporation
  • 122 Pilot Circle, Winchester, VA, 22602
  • Lends in Virginia
  • Integrity Home Mortgage Corporation is headquartered in Winchester Virginia and serving the following states Virginia, West Virginia, Maryland, Pennsylvania and DC.

    Integrity Home Mortgage Corporation first opened its doors in 2005 when Adam Huddleston, CEO and President, saw a need to improve the mortgage industry

  • SUCCESS MORTGAGE, LLC
  • 508 Front Royal Pike, Winchester, VA, 22602
  • Lends in Virginia
  • SUCCESS MORTGAGE, LLC believe in working hard to get the job done. Our leaders set the example, and it’s this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.

  • Integrity Home Mortgage Corp.
  • 122 Pilot Circle, Winchester, VA, 22602
  • Lends in Virginia
  • IHMC you find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs.Specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from & will educate you & walk you through the process every step of the way.

  • Front Royal Federal Credit Union
  • 230 North Royal Avenue, Front Royal, VA, 22630
  • Lends in Virginia
  • Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share

  • CBM Mortgage, Inc
  • 912 Hometown Way, Front Royal, VA, 22630
  • Lends in Virginia
  • CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley.
    We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.

  • Bank of Clarke County
  • 2 East Main Street, Berryville, VA, 22611
  • Lends in Virginia
  • At Bank of Clarke County, protecting the privacy and confidentiality of your personal information is important to us. We value your business and the trust you put in us. Please do not send confidential information such as account numbers, social security numbers, or credit card information through this form, as this is not a secure form of communic