USDA Vs. FHA Pro and Con comparison in Gainesville, Prince William County, VA
For 2025, the USDA loan limit in Gainesville, county of Prince William, VA, is $336,500, whereas the FHA limit for a single-family home stands at $546,250.
Leverage Lendersa®'s USDA loan calculator to compare today's prime rates between USDA and FHA loans. Understand the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator enables you to assess USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in is optimal for your financial requirements.
2025 Loan Limits and Downpayment Requirements in Gainesville, Prince William county, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Gainesville, VA
Lendersa® is dedicated to rapidly securing you the best USDA or FHA loan, free of hassle. Choose from three starting options that connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is strictly available for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
2082 Business Center Drive, Suite 235, Irvine, CA, 92612
Founded in 2008, American Star Mortgage is one of the most respected independent mortgage lenders in the United States. Our mission is to be your first choice in financing your homeownership, and to build prosperity in the communities we serve. To accomplish this goal, we continue to do what we do best: deliver exceptional mortgage service.
19900 MacArthur Blvd, Suite 610, Irvine, CA, 92612
PrimeStone Mortgage was established with one goal in mind; to give borrowers confidence in the lending process again. Our streamlined system takes the stress out of the home buying experience. We were founded on 3 core principals; Consistency, Efficiency and Integrity. We feel with these simple practices we can meet all of our client’s needs.
2111 Business Center Drive, Suite 200, Irvine, CA, 92612
Optima Capital is a direct mortgage broker company and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
2081 Business Center Dr, Suite 180, Irvine, CA, 92612
"At FundingUSA.com we treat our clients with courtesy and integrity. We guarantee realistic, honest mortgage advice that achieves results. Our years of experience and notable expertise ensure that your financial future is in good hands.
Our consistent track record of uncompromising ethics instills confidence and trust."
Trifecta RE We are experienced company with over 100 active loans and 3400 loans successfully closed. More than 80% of our clients are return customers or client referrals and We are not a slick, high profit machine. We are a family owned, family oriented business. We believe in working smart and working hard to achieve.
19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612
We are here to serve our customers and deliver on our promises. Everything we do is focused on helping our real estate agents and customers get the financing they need in the time they need it. Our mission is to always deliver on our promises and be the innovator and leader in the mortgage industry.
13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746
Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs
19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612
LoanStream Wholesale is a full-service Mortgage Banker, dedicated to serving the needs of Mortgage Brokers for all prime and non-prime lending needs. With great rates and fantastic service, we are focused on being the "one" lender and the last lender you will ever need. Over 30 years of mortgage banking experience
4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
18100 Von Karman Avenue, Suite 330, Irvine, CA, 92612
"Luxury Mortgage Corp® offers a wide array of adjustable and fixed rate mortgage products for loans on residential properties. As a mortgage lender, we have the ability to set customized pricing based on mortgage programs structured to suit individual needs. We have the power to lock in rate, approve, underwrite and close loans.
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365 Home Lending is a mortgage lending brokerage located in Southern California that focuses on residential purchase and refinance transactions. We are licensed with over a dozen major lenders which gives us the ability to shop the best rates and terms for our clients and in most cases offer top tier pricing.
