USDA Loan Vs. FHA loan pro & con for Gainesville, Prince William County, VA

In 2025, USDA loan limit in Gainesville, county of Prince William, VA is $336,500 while FHA limit is $546,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gainesville, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(402) 528-3223 1029 miles Lender's profile and map Reviews First Community Bank of Central 201 Main Street, POB 100, Beemer, NE, 68716 With a variety of financial services to meet your needs, First Community Bank is certain to have the solution you're looking for. Whether it's a checking account, a car loan, or a place to watch your money grow, our bank is the place for you. Locations in Beemer, Fremont, Bancroft & Homer Nebraska
(337) 937-5816 1029 miles Lender's profile and map Reviews Bank of Erath 105 W. Edwards Street, Erath, LA, 70533 The Bank of Erath was organized in August of 1910 and opened its door for business on November 18, 1910. With our roots firmly established in Vermilion Parish our founding family names like Moresi, Caldwell, Broussard and LeBlanc are still prominent and recognizable to today's parish residents.
(218) 283-2000 1029 miles Lender's profile and map Reviews TruStar Federal Credit Union 601 Fourth Street, International Falls, MN, 56649 TruStar was founded in 1960 by paper mill employees in International Falls who were looking for a way to secure good rates on loans and competitive dividends on their savings. They each tossed five dollars in a hat to form the credit union’s first assets! We have grown significantly since our early days and have been recognized by industry peers.
(218) 631-1414 1030 miles Lender's profile and map Reviews Mid Central Federal Savings Bank 520 South Jefferson St, Wadena, MN, 56482 Mid-Central National Bank has been a partner in this area’s progress since 1957. We have helped consumers and businesses alike to prosper for over 50 years by providing superior services to our customers. Our staff of experienced professionals will respond to your financial needs in a timely and effective manner.
(402) 755-2224 1031 miles Lender's profile and map Reviews Bank of Dixon County 117 East Third Street, Ponca, NE, 68770 Bank of Dixon County We have one goal and that is to help you be financially successful. Our approach to business and community banking is simple. We can not be successful if our customers are not successful. Yes, that is different than many financial institutions. But we have been here since 1881, and we plan to serve.
(918) 245-1301 1033 miles Lender's profile and map Reviews Green Country FCU 202 East Morrow Road, Sand Springs, OK, 74063 Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma
(918) 652-4407 1035 miles Lender's profile and map Reviews First Family Federal Credit Union 402 E Main Street, Henryetta, OK, 74437 First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members. The credit union is a community-based financial institution. People living, working
(903) 645-2251 1036 miles Lender's profile and map Reviews Texas Heritage National Bank 107 Webb Street, Daingerfield, TX, 75638 Our bank was chartered in 1889 as The Bank of Daingerfield. In 1892, the bank converted to a National charter and the name became The National Bank of Daingerfield. The bank was operated continuously since its inception, weathering both the Great Depression and the banking crisis of the 1980s
(218) 564-4171 1036 miles Lender's profile and map Reviews Community First Bank, Minnesota 21 Main St NE, Menahga, MN, 56464 All loan decisions are made locally. The bank believes in personal service that starts with friendliness and a sincere desire to be helpful. Although their equipment and services are as advanced as any, the bank extends old-fashioned personal attention to its customers. The bank remains independent and family-owned and continues to grow.
(918) 423-2265 1036 miles Lender's profile and map Reviews The Bank N.A. PO Box 1067, McAlester, OK, 74502 At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too
(316) 320-1777 1036 miles Lender's profile and map Reviews Bluestem Community Credit Union 1407 West Central, El Dorado, KS, 67042 Bluestem Community Credit Union was established in 1935. It is a non-profit, member-owned and operated financial cooperative service provider. We serve our member-owners through checking and savings plans and a variety of loan products. Bluestem Community Credit Union is committed to providing quality service and products.