USDA VS FHA in Gainesville, Prince William County, VA
For 2026, the USDA loan limit in Gainesville, county of Prince William, VA, is $336,500, whereas the FHA limit for a single-family home stands at $546,250.
Leverage Lendersa®'s USDA loan calculator to compare today's prime rates between USDA and FHA loans. Understand the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator enables you to assess USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in is optimal for your financial requirements.
2026 Loan Limits and Downpayment Requirements in Gainesville, Prince William county, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Gainesville, VA
Lendersa® is dedicated to rapidly securing you the best USDA or FHA loan, free of hassle. Choose from three starting options that connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is strictly available for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Bluestone Home Loans LLC was created to better serve the needs of the customer. Our founder, Matt McMahon, learned the business as a loan officer at a large regional bank. He valued his time there and worked with many outstanding individuals. Bluestone Home Loans is exclusively a Virginia mortgage brokerage.
St Michael Mortgage LLC Is to provide exceptional service at competitive pricing to those in need of mortgage Loans, refinancing, and consulting services, ensure our clients’ needs are met, and respect and hold dear the client base that ensures our successful future and also We are a for profit company in the practice of mortgage.
5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151
Lends in Virginia
The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members
Freedom Bank strives to provide compelling ideas, relevant financial products and exceptional service to our clients in the way they wish to be served. We concentrate on industry verticals to deliver unique, sector-specific solutions and have market executives to engage local businesses and communities.
4200 Pleasant Valley Road, Suite A, Chantilly, VA, 20151
Lends in Virginia
Empower Home Mortgage, our mission is simple. Whether you are purchasing a new home or refinancing, we want to ensure that you feel comfortable with the process and are at ease. Our experienced mortgage professionals will guide you step by step through the process and keep you informed throughout.
4080 Lafayette Center Drive Suite 100, Chantilly, VA, 20151
Lends in Virginia
United Mortgage Corporation has provided industry-leading mortgage services and helped countless home buyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.
"Founded in 2011 with a strong reputation, expertise in real estate investment, and professionalism founder Steve Ross started R&F Commercial Debt and Equity in response to the challenges in the national real estate market and subsequent opportunities that have been created as its by-product.
