USDA Loan Vs. FHA loan for Gainesville, VA [Prince William County Rates 2023]

In 2025, USDA loan limit in Gainesville, county of Prince William, VA is $336,500 while FHA limit is $546,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gainesville, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(318) 361-9050 921 miles Lender's profile and map Reviews Cross Keys Mortgage 1401 Hudson Ln, Suite 101, Monroe, LA, 71201 At Cross Keys Bank our Mission Statement is simple: “Our mission is to help our customers succeed.” Since our beginning in 1902 we have served the people and the communities of Northeast Louisiana by providing products and customer service as a package. They just go together. For 18 consecutive years, we have received the highest award.
(952) 471-3066 921 miles Lender's profile and map Reviews Nationwide Mortgage Consultants Inc 4165 Shoreline Drive, Suite 40b, Spring Park, MN, 55384 Buying a home or refinancing is one of the largest financial decisions you will make in your life - and unfortunately, this means you may experience some stress as you approach these decisions. As in many other industries, the mortgage industry has more than its share of unethical individuals that are out to make a buck
(305) 361-2323 921 miles Lender's profile and map Reviews Magellan International Mortgage Corporation 260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149 We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
(305) 361-9720 921 miles Lender's profile and map Reviews Construction, Private, & Hard Money Lending - London Financial Company (LFC) 965 Crandon Boulevard, Key Biscayne, FL, 33149 London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.
(660) 582-5747 921 miles Lender's profile and map Reviews Northwest Missouri Regional Credit Union 26155 Stolls Country Lane, Maryville, MO, 64468 Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you
(507) 893-3155 921 miles Lender's profile and map Reviews First Financial Bank in Winnebago 1 Main Street South, Winnebago, MN, 56098 First Financial Bank has been foundational in the community of Winnebago and surrounding area since beginning in 1870. It remains "Rooted in the Community" providing "Big Bank" services with small town service to our customers' personal, commercial, and agricultural banking needs.
(305) 223-1434 921 miles Lender's profile and map Reviews Interamerican Bank, A FSB 9190 Coral Way, Miami, FL, 33165 At Interamerican Bank, we strive to create banking relationships that last a lifetime. We value our customers and go above and beyond to create a first class experience tailored to our customer’s banking needs. For that reason, a large amount of our customers have been with us for many generations.
(305) 999-5191 921 miles Lender's profile and map Reviews ZoomLoans 9588 SW 40th St, Miami, FL, 33165 At ZoomLoans, we understand that contracting a loan is much more than just money, it’s a commitment. We’re here to guide you through the loan process, select the perfect conditions for your situation and cater to your needs every step of the way. We don’t allow frivlious barriers, such as bad or no credit to halt your financial needs
(305) 900-2400 921 miles Lender's profile and map Reviews Brightstar Mortgage Solutions LLC 11401 Southwest 40th Street, Suite 326, Miami, FL, 33165 All of our team members were born and raised in South Florida. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our fellow South Floridians while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
(954) 440-6240 921 miles Lender's profile and map Reviews Capstone Mortgage Lending LLC 11401 SW 40th St, Suite 206, Miami, FL, 33165 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(201) 403-8673 921 miles Lender's profile and map Reviews www.Mortgage-World.com LLC 1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146 MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.