USDA Vs. FHA your options comparison in South-Riding, Loudoun County, VA
In 2026, the USDA loan limit for South-Riding in Loudoun county, VA, is $657,900, while the FHA loan limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and determine the income, credit requirements, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in South-Riding, Loudoun, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in South-Riding, VA
Lendersa® aims to quickly provide you with the best possible USDA or FHA loan without any hassle. Choose one of three starting options to connect with lenders and explore USDA loan programs.
The USDA home loan is guaranteed by the government through the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. Available only in rural areas, it requires no down payment, unlike FHA loans that need a minimum of 3.5% down payment.
410 Peachtree Parkway, Building 400, Suite 4245, Cumming, GA, 30041
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Kennedy Financial, Inc. is a Georgia residential mortgage broker. We specialize in custom tailoring home mortgage loans to fit each customer’s specific circumstances. Whether it’s buying a new home, refinancing to a lower rate, getting cash out to pay off high interest debt, or making home improvements.
Sunview Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
We are an innovative mortgage company that represents a wide variety of highly rated lending institutions, which provide our borrowers with outstanding service and consistently low rates. At LoanPro Mortgage Solutions we individually approach each client and use common sense to provide our borrowers with the best possible loans.
Pure Lending specialize in residential mortgages. At Pure Lending, we will find a suitable loan for each borrower. Unlike the big banks that have "order takers" that help you with your loan, we have skilled loan specialists We know what it takes to get through underwriting quickly. Furthermore
410 Peachtree PKWY Building 400 Suite 4245, Cumming, GA, 30041
Atlanta Private Lending specializes in providing funding to real estate investors to purchase, refinance, rehab or pull cash out of their investment or commercial properties. Unlike banks, we use a common sense underwriting system that allows much more flexibility and ease in your loan process.
410 Peachtree Parkway Building 400, Suite 4245, Cumming, GA, 30041
Hard Money USA is a direct hard money lender. We lend to real estate investors who need funding fast.
It’s hard to know who to trust when looking for a hard money or private money lender. Hard Money USA is your trusted resource for private money loans nationwide. Based in Atlanta, GA, Hard Money USA has been providing private money and hard mon
410 Peachtree PKWY Building 400 Suite 4245, Cumming, GA, 30041
Atlanta Private Lending offers financing programs that help residential and commercial real estate investors like you secure opportunities and grow wealth. We are dedicated to providing straight talk and informed answers to mortgage brokers, commercial and residential real estate investors, Realtors and businesses.