USDA Vs. FHA Pro and Con comparison in Triangle, Prince William County, VA

In 2025, USDA loan limit in Triangle, county of Prince William, VA is $336,500 while FHA limit is $546,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Triangle, county of Prince William, VA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Triangle, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Hard Money Company
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  • The HardMoney Company has grown to a $100 mm company. Large in capacity, but offering loans of all sized ($50k - $5mm). Your loan -- large or small -- will be handled by senior executives and company owners. The founders, Gus Goldsmith & Jerry Bouchard, partners for over 25 years, have participated in several entrepreneurial ventures since 1988.
  • New Wave Loans
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  • Bridge Mortgage Bankers Inc
  • 998 NE 167th Street, Miami, FL, 33162
  • Bridge Mortgage Bankers and its all-star team of professionals are well known for putting the customer first. We have an outstanding reputation amongst the thousands of homebuyers we have served and our mortgage banking illuminates our blossoming success. As a mortgage banker, Bridge Mortgage Banking Loans can offer faster loan processing
  • Ethics Mortgage LLC
  • 633 Ne 167th St, Suite 1019, North Miami Beach, FL, 33162
  • ETHICS MORTGAGE is a full-service mortgage company serving the entire state of Florida with expertise in every area of home mortgage lending from purchase to refinance to construction lending. We offer the best mortgage rates in Florida. A decision to purchase a home can be stressful. Buying a home is a big step.
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