USDA Vs. FHA your options comparison in Triangle, Prince William County, VA

In 2026, the USDA loan limit in Triangle, within Prince William county, VA, is $336,500. The FHA limit for a single-family home is $546,250.

Use the Lendersa® USDA loan calculator to compare today’s most competitive USDA and FHA rates, and to determine the required income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side to help identify which option is best for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Triangle, Prince William, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Triangle, VA

Lendersa® is committed to delivering the best possible USDA or FHA loans quickly and hassle-free. Start with one of the three options to connect with matching lenders and USDA programs.

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Understanding USDA Loans in VA

A USDA home loan, guaranteed by the Department of Agriculture, or USDA mortgage, is specifically for rural areas. Unlike FHA loans needing a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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