USDA Vs. FHA Pro and Con comparison in Dumfries, Prince William County, VA
In 2026, the USDA loan limit for Dumfries, located in the county of Prince William, VA, is set at $336,500. In contrast, the FHA limit for a single-family dwelling is $546,250.
To assess current rate comparisons between USDA and FHA loans, try the Lendersa® USDA loan calculator. This useful tool evaluates the income, credit, reserves, and required documents needed for qualification. By placing USDA, FHA, Conforming, and VA options side by side, our comprehensive mortgage calculator aids in identifying the optimal program in that matches your individual financial circumstances.
2026 Loan Limits and Down Payment Needs in Dumfries, County of Prince William, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Dumfries, VA
Lendersa® strives to efficiently secure the best USDA or FHA loan options for you, quickly and smoothly. Choose among three starting pathways that lead to matched lenders and potential USDA loan programs.
A USDA home loan is endorsed by the government through the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not necessitate any down payment.
12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193
Lends in Virginia
PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
Lends in Virginia
Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
385 Garrisonville Road, Suite 97, Stafford, VA, 22554
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.
8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
Lends in Virginia
First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.
7830 Backlick Road, Suite 401, Springfield, VA, 22150
Lends in Virginia
At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
