USDA Vs. FHA your options comparison in Quantico-Base, Prince William County, VA

In 2026, the USDA loan limit within Quantico-Base, located in Prince William county, VA, is set at $657,900. Meanwhile, for a single-family home, the FHA limit is $822,375.

Use the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates available today. It also helps you figure out the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting which program in best matches your financial needs.

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2026 Loan Limits and Downpayment Requirements in Quantico-Base, Prince William, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Quantico-Base, VA

At Lendersa®, our mission is to find you the best USDA or FHA loan quickly and seamlessly. Choose from the three initial pathways which lead to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding What a USDA Loan is in VA

A USDA home loan is endorsed by the government’s Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is available only in rural neighborhoods. Unlike FHA loans which require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Quantico-Base Lenders

  • PWC Employees Credit Union
  • 12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193
  • Lends in Virginia
  • PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.

  • Churchill Mortgage Company
  • 1 Waterbury Court, Stafford, VA, 22554
  • Lends in Virginia
  • Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.

  • Priority Financial, LLC
  • 1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
  • Lends in Virginia
  • Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Motion Mortgage, Inc
  • 385 Garrisonville Road, Suite 97, Stafford, VA, 22554
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • America's Choice Mortgage Company
  • PO Box 2525, Stafford, VA, 22554
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Bayfield Home Loans LLC
  • 1127 International Parkway, Fredericksburg, VA, 22406
  • Lends in Virginia
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • MAC Professional Services, LLC
  • 87 Wateredge Ln, Fredericksburg, VA, 22406
  • Lends in Virginia
  • MAC Professional Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Harry H Horning Financial Services
  • 8721 Plantation Lane, Suite 201, Manassas, VA, 20110
  • Lends in Virginia
  • Harry H. Horning Financial Services was founded with the goal of guiding our clients in every aspect of their financial lives in order to help them achieve financial confidence and independence. We are dedicated to you, our client. We work one on one with you to analyse your financial situation, determine a best course of action.

  • Dominion First Mortgage Corporation
  • 9431 Main St, Manassas, VA, 20110
  • Lends in Virginia
  • Dominion First Mortgage was founded in 1995 in Manassas Va. Our incredible staff has closed over 1 Billion dollars in loans mostly in the Northern Virginia counties of Fairfax, Prince William, Loudoun and Arlington. Because of our local knowledge we make the loan process much simpler for our borrowers.