USDA Vs. FHA Pro and Con comparison in University-of-Virginia, Albemarle County, VA
In 2025, the USDA loan cap for University-of-Virginia in Albemarle county, VA, is $349,600. In contrast, for a single-family home, the FHA limit is $437,000.
Lendersa® offers a USDA loan calculator to contrast today's top USDA versus FHA rates, helping determine the income, credit, reserves, and documents you need to qualify. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in University-of-Virginia, Albemarle County, VA
Loan Type
Loan Limit
Down Payment
USDA
$349,600
0%
FHA
$437,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in University-of-Virginia, VA
Lendersa® strives to efficiently secure the best USDA or FHA loan, eliminating hassles. Choose from one of three starting points to find matching lenders and USDA loan programs that fit your needs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans necessitate no down payment.
11673 Jollyville Rd, Suite B101, Austin, TX, 78759
Austin Home Mortgage is the quickest and most convenient way to search for your best financing options. Our reputation is driven by our ability to provide low rates, innovative financing options, and a high level of service that will exceed your expectations. We have the resources to fulfill all your home financing needs
4926 Spicewood Springs Road, Suite 100, Austin, TX, 78759
First American Mortgage was founded in Austin, TX in 1990. We are a locally owned mortgage broker offering hundreds of different loan products from over 40 different lenders. This allows us to provide our customers with the best mortgage loan to suit their needs at the lowest interest rate available.
11824 Jollyville Road, Suite 503, Austin, TX, 78759
Abundance Home Mortgage has been assisting their customers and the community for over 10 years. Our business is 100% referral and repeat customers. We strive to provide first class service with competitive rates in fees. We offer conventional, Jumbo, FHA, VA and USDA financing. We also offer home equity loans and rate and term refinances.
University Federal Credit Union is a not-for-profit, credit union. To put it simply, we’re a financial institution owned by, dedicated to, and always working for our Members. We deliver fair and honest products and outstanding service. That’s why we’re Austin’s largest locally-owned financial institution.
It can be a big undertaking to buy a new house or refinance your mortgage loan.Let us help you find the loan program that's the right fit for you.We have a team of professionals to guide you through this important financial decision.For assistance in finding the appropriate loan program for your unique situation,please contact us at (512) 731-8607.
9009 Mountain Ridge Dr, Suite 210, Austin, TX, 78759
Highlander Mortgage is a full-service mortgage company and we are still going strong today by providing you with the lowest mortgage rates you’ll find anywhere. We have a very simple operation with low overhead, so we are able to deliver the best possible service at the lowest possible price.
9050 N Capital of Texas Hwy Bldg 3 ste 130, Austin, TX, 78759
Streamline Funding’s mission has been to empower real estate investors in Texas by providing the resources and expertise to grow their businesses. Our people have built a network of real estate entrepreneurs across the state who continue to achieve unprecedented growth and turn amazing ideas into reality
The Hershey State Bank is a branch office of The Hershey State Bank. They provide the following services: Full Service Office Location and are located at 100 S. Lincoln Ave in Hershey Nebraska.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional bankin
