USDA VS FHA in Charlottesville, Charlottesville County, VA
In 2025, the USDA loan limit in Charlottesville, Charlottesville County, VA stands at $428,700. Meanwhile, the FHA limit for a single-family home is set at $546,250.
Use the Lendersa® USDA loan calculator to compare the best rates for USDA against FHA today. Determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA programs side-by-side, helping you choose the program that best fits your financial situation in .
2025 Loan Limits and Downpayment Requirements in Charlottesville, Charlottesville County, VA
Loan Type
Loan Limit
Down payment
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Charlottesville, VA
The aim of Lendersa® is to connect you with the best USDA or FHA loan options quickly and with minimal hassle. Choose from one of three starting points to match with lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, and is only available in rural zones. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not need any down payment.
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FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.
The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,
Huron Telco opened our first office in 1954, thanks to the employees of Northwestern Bell. The membership has expanded over the years with the addition of sponsor groups & their families. The credit union took another step to secure our future by merging with H&B Federal Credit Union in January 2006. That’s when we changed our name to HB Telco FCU.
United Community Credit Union has been open since 1950. The credit union has assets totaling $123.53 Million and provides banking services to more than 13, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.
Rubin Home Loans powered by Francis Colonial Mortgage
318 W Main Street, Suite 100, Arlington, TX, 76010
Rubin Home Loans has a desire to see your dreams come to reality. We pride ourselves in being efficient, professional, and personal while guiding you through your real estate finance needs.We have 20+ years lending experience that includes closing, processing, underwriting, and sales.
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