USDA Loan Vs. FHA loan for Hardwick, VT 2025

In the year 2025, the limit for USDA loans in Hardwick, located in Caledonia county of VT, amounts to $336,500. On the other hand, for FHA loans, it's set at $472,030 for single-family homes.

Utilize the Lendersa® USDA loan calculator to evaluate today's prime rates for both USDA and FHA loans, and to analyze the income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your unique financial situation.

Exploring USDA and FHA Loan Choices in Hardwick, VT

The aim of Lendersa® is to offer you swift and hassle-free USDA or FHA loans with either zero or minimal stress involved. Pick one from three pathways to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VT

A USDA home loan is a government-backed financial product, known as the USDA rural development loan or USDA mortgage, and is accessible only in rural areas. FHA loans call for a minimum of 3.5% down payment, but the USDA mortgage does not require any down payment at all.

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(671) 477-8736 Lender's profile and map Reviews Coast360 Federal Credit Unio 450 Route 8, Hagatna, GU, 96910 Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
(800) 583-2869 Lender's profile and map Reviews Union Bank 20 Lower Main St, Morrisville, VT, 05661 Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.
(800) 370-3196 Lender's profile and map Reviews Passumpsic Savings Bank 497 Railroad Street, Saint Johnsbury, VT, 05819 Passumpsic Bank is a community bank, 11 branches strong, proudly serving the Northeast Kingdom, Central Vermont and New Hampshire's North Country. Passumpsic Bank is a one of the few remaining mutually owned banks. We are committed to reinvesting profits in the communities we serve, because our first priority has always been—and always will be—you.
(802) 748-2288 Lender's profile and map Reviews Northern Lights Credit Union 1004 Memorial Drive, Saint Johnsbury, VT, 05819 Northern Lights Credit Union is more than just a bank. As a full-service financial institution, NLCU offers all the consumer financial products you'd expect from a larger financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans.
(802) 371-4211 Lender's profile and map Reviews Central Vermont Medical Center, Inc. 130 Fisher Road, Montpelier, VT, 05602 The Credit Union came into being when nine employees of the Central Vermont Hospital petitioned the Commissioner of Banking to approve their application to form a credit union. On March 19th, 1970 the Articles of Association were submitted to the Commissioner’s office, and the application was approved by the Commissioner on April 2nd, 1970.
(802) 223-1448 Lender's profile and map Reviews Vermont Community Loan Fund 7 School Street, Montpelier, VT, 05602 VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.
(800) 371-5162 Lender's profile and map Reviews VSECU PO Box 67, Burlington, VT, 05601 VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders
(802) 522-1001 Lender's profile and map Reviews Green Mountain Credit Union 1311 U.S. Route 302-Berlin, Suite 700, Barre, VT, 05641 As part of our current evolution, Green Mountain Credit Union is proud to showcase our new website. We now have the tools to bring you the most up to date information regarding activities, events, and the products and services we deliver to our members – all in an attractive and user-friendly mobile-responsive web interface.
(802) 479-9411 Lender's profile and map Reviews 802 Credit Union 265 South Main Street, Barre, VT, 05641 802 Credit Union We offer a variety of mortgage programs to fit your buying, building or refinancing needs. As your trusted partner, our experienced mortgage staff will help find the best program for you, including 10, 15, and 30 year fixed, adjustable rate mortgages and construction loans.
360-870-0702 Lender's profile and map Reviews Academy Mortgage Corporation 164 S Main Street, Barre, VT, 05641 Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives
(802) 334-5084 Lender's profile and map Reviews ORLEX CREDIT UNION 5043 US Route 5, Newport, VT, 05855 ORLEX Government Employees Credit Union has been open since 1953. It's the 16th largest credit union in Vermont with assets totaling $7.68 Million and providing banking services to more than 1, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(802) 334-1844 Lender's profile and map Reviews Northeast Schools and Hospital Credit Union 189 East Main Street, Suite C, Newport, VT, 05855 Northeast Schools and Hospital Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, NSHCU will continue a sound yet progressive asset management strategy