In 2025, the USDA loan ceiling in Lyndonville, located in Caledonia County, VT, stands at $336,500. Meanwhile, the limit for an FHA loan for a single-family residence is $472,030.
By using the Lendersa® USDA loan calculator, compare the current USDA rates against the best FHA rates, also estimating the necessary income, credit profile, reserves, and documentation required to qualify. Our enhanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side-by-side to determine the optimal program for your specific financial needs in .
Loan limits and downpayment requirements for 2025 in Lyndonville, within Caledonia County, VT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Lyndonville, VT
Lendersa® aims to quickly and effortlessly connect you with the top USDA or FHA loan options. Choose one of three approaches to find lenders that suit your needs and USDA loan programs.
The USDA home loan is a government-backed option guaranteed by the Department of Agriculture, often known as the USDA rural development loan or USDA mortgage. This loan is available solely for rural communities. In contrast to FHA loans that necessitate at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
Bristol Financial Services offers financial services for individuals and businesses. Our foremost commitment is to our clients. The most important part of our job is to help people reach their financial objectives and help business owners with their financial strategies and benefits packages.
Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
Vermont Home Mortgage Group is committed to helping you find the right mortgage product for your needs. Paul Cannizzaro brings 31 years of experience in mortgage lending in Vermont. As an award winning mortgage broker for Bank of Vermont, BancBoston Mortgage Corporation and Vermont Federal Bank.
Vermont Federal Credit Union was founded in 1953 as the Burlington Postal Employees Credit Union. Just a short time later, the Credit Union was renamed to the U.S. Government Employees Credit Union of Chittenden County. Our connection to these roots remains strong as many government employees in Vermont are still loyal members.
NorthCountry Federal Credit Union IN 1950, the employees of General Electric in Burlington, Vermont organized a credit union. The goal was to lend and borrow from one another at rates better than those offered by commercial banks. Over time, that little financial cooperative has grown into one of Vermont’s largest and most innovative credit unions.
We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
210 College Street, Suite 201, Burlington, VT, 05401
Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont
Opportunities Credit Union is Vermont’s only community development credit union. Uniquely committed to Vermonters of low wealth, Opportunities’ mission is to build wealth, community, and opportunity through a fair and affordable financial system. Our primary market is Vermont’s 90, 000 low-income households.
