USDA VS FHA in Lyndonville, Caledonia County, VT

In 2025, the USDA loan ceiling in Lyndonville, located in Caledonia County, VT, stands at $336,500. Meanwhile, the limit for an FHA loan for a single-family residence is $472,030.

By using the Lendersa® USDA loan calculator, compare the current USDA rates against the best FHA rates, also estimating the necessary income, credit profile, reserves, and documentation required to qualify. Our enhanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side-by-side to determine the optimal program for your specific financial needs in .

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Loan limits and downpayment requirements for 2025 in Lyndonville, within Caledonia County, VT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Lyndonville, VT

Lendersa® aims to quickly and effortlessly connect you with the top USDA or FHA loan options. Choose one of three approaches to find lenders that suit your needs and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Explaining USDA Loans in VT

The USDA home loan is a government-backed option guaranteed by the Department of Agriculture, often known as the USDA rural development loan or USDA mortgage. This loan is available solely for rural communities. In contrast to FHA loans that necessitate at least a 3.5% down payment, USDA mortgage loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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