USDA Vs. FHA Pro and Con comparison in Lyndonville, Caledonia County, VT
In 2026, the USDA loan ceiling in Lyndonville, located in Caledonia County, VT, stands at $336,500. Meanwhile, the limit for an FHA loan for a single-family residence is $472,030.
By using the Lendersa® USDA loan calculator, compare the current USDA rates against the best FHA rates, also estimating the necessary income, credit profile, reserves, and documentation required to qualify. Our enhanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side-by-side to determine the optimal program for your specific financial needs in .
Loan limits and downpayment requirements for 2026 in Lyndonville, within Caledonia County, VT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Lyndonville, VT
Lendersa® aims to quickly and effortlessly connect you with the top USDA or FHA loan options. Choose one of three approaches to find lenders that suit your needs and USDA loan programs.
The USDA home loan is a government-backed option guaranteed by the Department of Agriculture, often known as the USDA rural development loan or USDA mortgage. This loan is available solely for rural communities. In contrast to FHA loans that necessitate at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
Passumpsic Bank is a community bank, 11 branches strong, proudly serving the Northeast Kingdom, Central Vermont and New Hampshire's North Country. Passumpsic Bank is a one of the few remaining mutually owned banks. We are committed to reinvesting profits in the communities we serve, because our first priority has always been—and always will be—you.
Northern Lights Credit Union is more than just a bank. As a full-service financial institution, NLCU offers all the consumer financial products you'd expect from a larger financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans.
ORLEX Government Employees Credit Union has been open since 1953. It's the 16th largest credit union in Vermont with assets totaling $7.68 Million and providing banking services to more than 1, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Northeast Schools and Hospital Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, NSHCU will continue a sound yet progressive asset management strategy
Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.
Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.
1311 U.S. Route 302-Berlin, Suite 700, Barre, VT, 05641
Lends in Vermont
As part of our current evolution, Green Mountain Credit Union is proud to showcase our new website. We now have the tools to bring you the most up to date information regarding activities, events, and the products and services we deliver to our members – all in an attractive and user-friendly mobile-responsive web interface.
802 Credit Union We offer a variety of mortgage programs to fit your buying, building or refinancing needs. As your trusted partner, our experienced mortgage staff will help find the best program for you, including 10, 15, and 30 year fixed, adjustable rate mortgages and construction loans.
Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives
