USDA VS FHA in St.-Johnsbury, Caledonia County, VT
For the year 2025, the USDA loan limit in St.-Johnsbury, situated in Caledonia county within VT, is $285,000. In contrast, the FHA limit for a single-family residence is $356,362.
By using the Lendersa® USDA loan calculator, you can compare the finest USDA and FHA rates as of today, while determining the necessary income, credit score, reserves, and documents needed for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the optimal program in tailored to your financial circumstances.
2025 Loan Limits and Down Payment Requirements in St.-Johnsbury, Caledonia County, VT
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in St.-Johnsbury, VT
Lendersa® strives to provide you with the most suitable USDA or FHA loan without hassle, as swiftly as possible. Opt from three initial steps that align you with lenders specializing in USDA loan solutions.
The USDA home loan, endorsed by the Department of Agriculture, frequently referred to as a USDA rural development loan or mortgage, is available strictly in rural areas. Unlike FHA loans that mandate a minimum of 3.5% as a down payment, a USDA mortgage demands no down payment at all.
18431 Yorba Linda Boulevard, Yorba Linda, CA, 92886
Citizens Direct was founded in May 2008 during a time when many other mortgage companies were radically down-sizing or even closing. We saw the need to assist homeowners when no one else seemed interested in helping. This usual lending environment and the obvious need from customers to get help was the inspiration for our name, Citizens Direct
Old Town Mortgage is excited to announce we are now offering Reverse Mortgages. Call Denny Black today for a free, no-obligation, in-home consultation.
Specialties in Refinancing and mortgages for home or investment property purchases. Happy to check out your current home loan to see if refinancing makes sense
NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.
Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.
At The Harriman Realty Group Inc., we take pride in our expertise and commitment at helping you buy or sell your home. We know how important it is for our clients to understand each step of the buying and selling process, and we are devoted to helping them feel confident from start to finish.
The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates
First California Federal Credit Union was established November 18, 1924, as Fresno Postal Employees Credit Union, Limited. When the Credit Union first came into existence there were no federal or state laws governing the operation of credit unions, therefore, it was chartered under the provisions of Canadian Credit Union Law.
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Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.
Affordable Real Estate Loans has over 30 years mortgage loan experience serving all of California. Our team is committed to our clients and our financial partners. We believe that building a solid foundation and relationship with our lenders and bankers throughout California gives us the advantage.
