USDA Vs. FHA your options comparison in St.-Johnsbury, Caledonia County, VT
For the year 2025, the USDA loan limit in St.-Johnsbury, situated in Caledonia county within VT, is $285,000. In contrast, the FHA limit for a single-family residence is $356,362.
By using the Lendersa® USDA loan calculator, you can compare the finest USDA and FHA rates as of today, while determining the necessary income, credit score, reserves, and documents needed for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the optimal program in tailored to your financial circumstances.
2025 Loan Limits and Down Payment Requirements in St.-Johnsbury, Caledonia County, VT
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in St.-Johnsbury, VT
Lendersa® strives to provide you with the most suitable USDA or FHA loan without hassle, as swiftly as possible. Opt from three initial steps that align you with lenders specializing in USDA loan solutions.
The USDA home loan, endorsed by the Department of Agriculture, frequently referred to as a USDA rural development loan or mortgage, is available strictly in rural areas. Unlike FHA loans that mandate a minimum of 3.5% as a down payment, a USDA mortgage demands no down payment at all.
KEB Hana Bank USA, N.A. is a community bank that provides a range of financial services to customers in New York and New Jersey. As a full-service commercial bank, the Bank provides a wide range of deposit and lending products. The Bank’s lending activities consist primarily of commercial real estate secured loans, owner-occupied real estate loans.
"At Elite Mortgage, we believe that a home is a space that offers safety and comfort.
It is the mission of Elite Mortgage to provide education and guidance in the mortgage process for past, current, and future homeowners. We will be the source of up-to-date mortgage industry information and maintain high trust relationships"
New Covenant Dominion Federal Credit Union Our goal is to serve all of our members well, especially those of modest means. We strive to serve everyone in need of financial services within our membership and to be sensitive to the individual needs of the various cultures we serve.
Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.
Since its inception in 1953 the Paterson Police Federal Credit Union has been serving members of the Paterson Police Department with exceptional financial products. Currently led by Danny Nichols, and staffed by John Russo and John Altonjy the Paterson Police FCU has grown its membership to over 1000 with more than $5, 000, 000 in assets.
Hard Money Lenders New Jersey offers a new and innovative way to invest in real estate in the states in New York NY and New Jersey NJ in which we offer our investors a way to be participant in the growth of the commercial and real estate market. Hard Money Loans offer a high return on investment with a controlled risk.
Ameridream Home Loans in 2016 with one single intention, to help as many people as possible accomplish their goals and reach the American dream of homeownership. We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.
Tompkins Employees Federal Credit Union, Ithaca, NY, 14850
The Tompkins Employees Federal Credit Union (TEFCU) is organized to serve people who live, work and/or own a business in Tompkins County. As a community based financial institution, owned and operated by our members, our purpose is to provide financial advice and competitive priced line of financial products
Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.
Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.
3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
