USDA Loan Vs. FHA loan for St.-Johnsbury, VT 2025

In 2025, USDA loan limit in St.-Johnsbury, county of Caledonia, VT is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in St.-Johnsbury, VT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Vermont?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(520) 887-5010 Lender's profile and map Reviews Pima Federal Credit Union 3730 N. Stone Ave, Tucson, AZ, 85705 Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal
(602) 328-0865 Lender's profile and map Reviews NOVA® Home Loans - Maggie Beaini CMA 6720 N Scottsdale Rd, Suite 160, Scottsdale, AZ, 85253 We believe homeownership should be fast, transparent, and low-cost. For everyone. NOVA® Home Loans which began operating since 1980 is proud to offer one of the largest selections of mortgage financing options available, including residential home loans, down payment assistance, investment loans, refinancing, and reverse mortgages.
(480) 840-8400 Lender's profile and map Reviews IMH Financial Corporation 7001 N. Scottsdale Rd., Suite 2050, Paradise Valley, AZ, 85253 IMH Financial Corporation is a real estate investment and finance company based in the Southwest United States with over a decade of experience in various and diverse facets of the real estate lending and investment process. Our expertise spans origination, acquisition, underwriting, documentation, servicing.
(520) 312-2128 Lender's profile and map Reviews Armor Investment Co 177 N. Church Ave, Tucson, AZ, 85701 Armor Investment Company in October 0f 1981. Back then interest rates for FHA/VA Loans were hovering in the 18-20% range. I noticed that seasoned notes and mortgages were being cashed in by worried investors. These notes bearing 6-8% interest were being discounted to yield investors 20-25% interest. Wow! That caught my attention.
(480) 963-5661 Lender's profile and map Reviews San Tan Credit Union 78 W Ray Road, Suite 1, Chandler, AZ, 85225 San Tan Credit Union is a not-for-profit financial cooperative of people united by a common bond. Together, we are able to provide each other financial needs of our members. We have a friendly staff ready to help you With all your financial needs. Our lobby is cozy and you will not wait in long lines to receive service.
(480) 756-5500 Lender's profile and map Reviews First Credit Union 25 S Arizona Place, Suite 111, Chandler, AZ, 85225 First Credit Union was formed in 1929 by a group of federal employees in Southern Arizona. We were the "first" credit union in Arizona and among the first in the United States. Since our humble beginnings, providing friendly and personalized service to our members has been our number one priority.
(602) 402-7773 Lender's profile and map Reviews John Z Home Loan Team 575 W Chandler Blvd, Suite 225, Chandler, AZ, 85225 AmeriFirst Financial, Inc. has proudly provided homeowners with mortgage loans for more than 25 years. It’s all about service at Amerifirst Financial, and our company has been meeting the needs of homebuyers across the United States. I joined Amerifirst Financial because of its strong reputation for integrity—based mortgage lending.
(480) 656-9817 Lender's profile and map Reviews Consumer First Financial PLLC 3120 N. Arizona Avenue, Suite 105, Chandler, AZ, 85225 "Consumer First Financial is here to help make your dream of owning a residential property a reality. Whether you’re searching for low-fee mortgages or refinancing options, we can assist you in finding the best possible loan program. Our knowledgeable team offers various loan options with competitive rates."
(480) 704-4671 Lender's profile and map Reviews ReZamp Lending, LLC 500 W. Chandler Blvd, Chandler, AZ, 85225 ReZamp is a real estate brokerage with powerful software that finds and analyzes MLS properties in real time. We believe everyone should have access to high quality real estate data. Our mission is to create a platform that integrates all real estate data into a single, easy to use interface, in a way that has never been done before.
(515) 577-2249 Lender's profile and map Reviews B HOME Mortgage 11811 N Tatum Blvd, Suite 3031, Phoenix, AZ, 85028 My name is Brandon Ross and I’m a mortgage consultant with B\|HOME Mortgage in Phoenix. As a mortgage broker, I have access to numerous programs from the nation’s top residential lenders. I’m here to help you achieve your real estate goals. My promise is to deliver competitive rates with low costs
(602) 448-4470 Lender's profile and map Reviews Home Loans by Paige, LLC 3420 East Shea Boulevard, Suite 200, Phoenix, AZ, 85028 Every mortgage company and Loan Officer has the "best" rates, programs, service etc. The resourceful and skilled team at Home Loans By Paige is eager to help you reach your dreams. Mortgages made easy ... How to Qualify For a Low Rate Mortgage without the Headaches, Hassles, or Haggling! First Time Homebuyers ... Low Down Payment.