USDA Loan Vs. FHA loan pro & con for St.-Johnsbury, Caledonia County, VT

In 2025, USDA loan limit in St.-Johnsbury, county of Caledonia, VT is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in St.-Johnsbury, VT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Vermont?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(225) 810-4287 1424 miles Lender's profile and map Reviews Intelligent Mortgage 7330 Highland Road, Suite A1, Baton Rouge, LA, 70808 We are licensed in Louisiana, Texas and Virginia, however, we are located in Louisiana specializing in the Greater Baton Rouge (including Ascension Parish and Livingston Parish), Hammond, Lafayette and New Orleans markets. Our highly experienced lending team, of mortgage experts, takes pride in getting to know our clients
(225) 926-5408 1424 miles Lender's profile and map Reviews LA Lending, LLC 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808 Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families
(701) 794-8758 1424 miles Lender's profile and map Reviews Security First Bank of North Dakota 700 Ash Avenue, New Salem, ND, 58563 Security First Bank of North Dakota is a locally operated, family owned community bank. We have four main banking offices, which are located in Center, New Salem, Mandan and Bismarck. We also have a part time office in Almont. Security First Bank of North Dakota was founded by local, Morton County folks in New Salem.
(225) 869-9762 1424 miles Lender's profile and map Reviews River Region Federal Credit Union 1625 Lutcher Avenue, Lutcher, LA, 70071 River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(225) 621-2800 1424 miles Lender's profile and map Reviews Ascension Credit Union 2430 S Burnside Avenue, Gonzales, LA, 70737 Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.
(844) 823-8262 1424 miles Lender's profile and map Reviews Advanced Commercial Capital 2416 S Philippe, Gonzales, LA, 70737 Advanced Commercial Capital strives to provide business owners and investors the best possible commercial financing solution to assist with the growth and success of their business. We provide a wide variety of funding options that have been created to support all aspects of all business shapes and sizes.
(225) 756-2411 1424 miles Lender's profile and map Reviews Courtyard Mortgage Company 40472 La-621, Suite B, Gonzales, LA, 70737 Thank you for taking an interest in Courtyard Mortgage Company. For over 13 years we have assisted many families in fulfilling their dream of home ownership and/or refinancing. We would love for you to contact our team, and a Loan Officer of your choice. We are here to guide you through any of your home loan needs
(225) 433-0804 1424 miles Lender's profile and map Reviews The Lending Smith Mortgage LLC 39510 Legacy Lake Drive, Gonzales, LA, 70737 We are a full-service mortgage company based in Gonzales, LA. We specialize in Home Purchase Loans and Refinance in Gonzales, and all Parishes throughout Louisiana. Whether you are buying a home or refinancing in Louisiana, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
(318) 747-6000 1425 miles Lender's profile and map Reviews Citizens National Bank, NA 2711 E. Texas Street, Bossier City, LA, 71111 Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.
(318) 549-2800 1425 miles Lender's profile and map Reviews Acadiana Mortgage 1017 Benton Road, Bossier City, LA, 71111 We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.
(318) 231-2400 1425 miles Lender's profile and map Reviews Patriot Mortgage SBC LLC 2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.