USDA VS FHA in Lyndon, Caledonia County, VT

As of 2026, the USDA loan limit for Lyndon in Caledonia, VT is $336,500, whereas the FHA limit for a single-family home sits at $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, helping you determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in selecting the most suitable program in for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Lyndon, Caledonia County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lyndon, VT

The goal of Lendersa® is to facilitate your access to the optimal USDA or FHA loan quickly and smoothly. Begin with one of three starting points that connect you with matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VT?

The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Savings Bank of Hagewisch
  • 13220 S. Baltimore Avenue, Chicago, IL, 60633
  • Since 1914, First Savings Bank of Hegewisch has been helping people achieve the American Dream...home ownership. We offer mortgage programs designed to meet the needs for single family, condominium and townhome residential home buyers and First Savings Bank of Hagewisch is a bank with operations in two states.

  • Providence Bank & Trust
  • 7936 South Cottage Grove Avenue, Chicago, IL, 60619
  • Providence Bank & Trust is about service, as a bank and as a member of the communities we serve. We pledge to be the local community bank of choice by listening to people, placing their needs first and foremost and responding promptly with meaningful products and services We are a community of talented, dedicated, caring professionals working toget

  • First Bank of Highland Park
  • 1835 First Street, Highland Park, IL, 60035
  • As a privately owned Bank, our business with you is personal. We focus on building long term relationships with Clients who are making decisions that work for the current fiscal year and the next generation. Our mission is to provide our Clients with exceptional service coupled with competitive products without bureaucracy.

  • Lakeside Mortgage
  • 3025 N. Western Avenue, Suite 102, Chicago, IL, 60618
  • At Lakeside Our Vision is… To be known as the most Professional and Ethical mortgage company in the Chicago land area.

    We have but One Mission… We choose to focus on our customers and their needs – One Relationship at a Time. It has made us who we are today and will carry us securely into the future.

  • Continuum Capital Funding
  • 4044 North Lincoln Ave, Suite 406, Chicago, IL, 60618
  • Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties CCF customers are typically experienced real estate investors.

  • Thrivent Federal Credit Union
  • PO Box 8920, Appleton, WI, 54912
  • Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.

  • Illiana Financial Credit Union
  • 1600 Huntington Drive, Calumet City, IL, 60409
  • Illiana Financial was organized in 1936 by a small group of employees working at Illinois Bell Telephone Company, a subsidiary of American Telephone & Telegraph (A.T.&T.). These volunteers formed the credit union with the philosophy of helping each other by pooling their resources together in order to loan money to each other in times of need.

  • American Community Bank of Indiana
  • 7880 Wicker Avenue, Saint John, IN, 46373
  • American Community Bank of Indiana is a local bank serving the NWI area, exclusively, for over a century! We are a true community bank that is proud to remain a faithfully local institution dedicated to being your financial partner throughout life. The bank offers a full array of personal and business banking solutions.

  • Brickyard Bank
  • 6676 North Lincoln Avenue, Lincolnwood, IL, 60712
  • Brickyard Bank was chartered in 1979 as a state chartered bank located in the Brickyard Mall at Diversey & Narragansett on the northwest side of Chicago, Illinois. The bank served the newly created mall & the surrounding area. Brickyard Bank has proudly served the Lincolnwood & surrounding community with full service banking now for over 35 years.