USDA VS FHA in Lyndon, Caledonia County, VT

As of 2025, the USDA loan limit for Lyndon in Caledonia, VT is $336,500, whereas the FHA limit for a single-family home sits at $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, helping you determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in selecting the most suitable program in for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Lyndon, Caledonia County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lyndon, VT

The goal of Lendersa® is to facilitate your access to the optimal USDA or FHA loan quickly and smoothly. Begin with one of three starting points that connect you with matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VT?

The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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