FHA Vs. USDA loan program for Newport, Orleans County, Vermont

For 2025, the USDA loan limit for a single-family home in Newport, Orleans county, VT is set at $336,500, whereas the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and ascertain the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, determining which is ideal for your financial circumstances in .

Exploring USDA and FHA Loan Possibilities in Newport, VT

Lendersa® aims to swiftly connect you to the best USDA or FHA loan, with no hassle. Start by choosing one of three paths to matching with lenders and checking out USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in VT

A USDA home loan, assured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.

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(603) 279-7986 Lender's profile and map Reviews Meredith Village Savings Bank 24 NH Route 25, Meredith, NH, 03253 MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.
(518) 585-6725 Lender's profile and map Reviews TrailNorth Federal Credit Union 1178 NYS Route 9N, Ticonderoga, NY, 12883 TrailNorth Federal Credit Union has been serving the financial needs of its members since 1954. TrailNorth provides membership. Persons who live, work, worship, or attend school in, or businesses or legal entities located in Essex, Washington, Warren, Clinton and Franklin Counties in New York and Addison County in Vermont.
(800) 832-0912 Lender's profile and map Reviews Bank of New Hampshire 62 Pleasant Street, Laconia, NH, 03246 Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.
(207) 897-0900 Lender's profile and map Reviews OTIS Federal Credit Union 170 Main Street, Jay, ME, 04239 As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.
(802) 438-2303 Lender's profile and map Reviews NeighborWorks of Western Vermont 110 Marble Street, West Rutland, VT, 05777 NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.
(207) 778-3339 Lender's profile and map Reviews Franklin Savings Bank 197 Main Street, Farmington, ME, 04938 Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
(603) 934-4445 Lender's profile and map Reviews Franklin Savings Bank 387 Central Street, Franklin, NH, 03235 Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers' financial position.
(603) 863-3000 Lender's profile and map Reviews Sugar River Bank PO Box 569, Newport, NH, 03773 Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford
(518) 891-1666 Lender's profile and map Reviews Tri-Lakes Federal Credit Union 197 Broadway, Saranac Lake, NY, 12983 Our Mission is to Consistently deliver prompt, courteous service to our members, achieve superior, long-term overall value for our members and create an environment that promotes and rewards the development and positive contribution of our employees. The credit union’s mission shall be accomplished by keeping in mind a set of core values.
(800) 439-7781 Lender's profile and map Reviews NH Community Federal Credit Union 98 Charlestown Road, Claremont, NH, 03743 The NH Community Federal Credit Union was organized in 1959 for the employees of Joy Manufacturing. A subsequent change of its charter now allows membership eligibility to all individuals who live or work in Sullivan County. The purpose of the Credit Union is to promote thrift among its members, and to create a source of credit for provident
(603) 542-7711 Lender's profile and map Reviews Claremont Savings Bank 145 Broad Street, Claremont, NH, 03743 Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.