USDA VS FHA in Pownal, Bennington County, VT

For 2025, the USDA loan limit for a single-family home in Pownal, located in Bennington county, VT is set at $336,500, while the FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, assessing income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the best fit for your financial situation in .

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2025 Loan Limits and Downpayment Essentials in Pownal, Bennington County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Alternatives in Pownal, VT

Lendersa® aims to secure the best USDA or FHA loan promptly and without hassle. Start by selecting from three options to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VT

A USDA home loan, backed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is designed for rural neighborhoods. In contrast to FHA loans that require a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Family Federal Credit Union
  • 402 E Main Street, Henryetta, OK, 74437
  • First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members. The credit union is a community-based financial institution. People living, working
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  • At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more. We are a not-for-profit credit cooperative, offering a full line of banking services.
  • Foti Financial Services
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  • Town & Country Bank.
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  • The Idabel National Bank was founded in 1921 and has operated in McCurtain County as an independent community bank since its inception. The bank has been locally owned and operated for many decades, with the current ownership in place since 1968. Additionally, due to the structure of the bank’s retirement plan for its employees.
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