USDA Vs. FHA your options comparison in Bennington, Bennington County, VT
As of 2026, the USDA loan limit in Bennington, located in the county of Bennington, VT, is set at $336,500. In comparison, the FHA limit for a single-family residence is $472,030.
With the Lendersa® USDA loan calculator, contrast today's best rates between USDA and FHA loans. You can evaluate the income, credit score, reserves, and documents required to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA details alongside each other, facilitating the decision of which program in aligns best with your financial needs.
2026 Loan Limits and Down Payment Requirements in Bennington, County of Bennington, VT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bennington, VT
The aim of Lendersa® is to secure you the optimal USDA or FHA loan quickly and efficiently without unnecessary stress. Choose one of three pathways to connect with lenders and discover USDA loan opportunities that best match your needs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is tailored for rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, the USDA mortgage eliminates the need for any down payment.
OLIN SCOTT FUND, INC. has provided financial assistance since 1920. Now, this post-secondary educational loan opportunity is available to all full-time students. It provides easy and affordable loans to help Bennington County residents further their college, vocational, and professional educations.
"Kittredge Mortgage Corporation holds a Lenders License in Vermont. We finance one to four family homes, condominiums and planned unit developments. The properties may be primary homes, vacation homes or investment properties.
Kittredge Mortgage Corporation has always been adaptable to change."
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts
Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service
139 Main Street, Suite 615, Brattleboro, VT, 05301
Lends in Vermont
First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.
