USDA Vs. FHA your options comparison in Bennington, Bennington County, VT
As of 2025, the USDA loan limit in Bennington, located in the county of Bennington, VT, is set at $336,500. In comparison, the FHA limit for a single-family residence is $472,030.
With the Lendersa® USDA loan calculator, contrast today's best rates between USDA and FHA loans. You can evaluate the income, credit score, reserves, and documents required to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA details alongside each other, facilitating the decision of which program in aligns best with your financial needs.
2025 Loan Limits and Down Payment Requirements in Bennington, County of Bennington, VT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bennington, VT
The aim of Lendersa® is to secure you the optimal USDA or FHA loan quickly and efficiently without unnecessary stress. Choose one of three pathways to connect with lenders and discover USDA loan opportunities that best match your needs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is tailored for rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, the USDA mortgage eliminates the need for any down payment.
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