USDA Vs. FHA your options comparison in Brattleboro, Windham County, VT

In 2026, the USDA loan limit for Brattleboro in Windham county, VT, is $336,500. Meanwhile, a single-family home FHA loan limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates today. You can assess income, credit requirements, reserves, and necessary documentation. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision as to which program in best fits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Brattleboro, Windham County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Brattleboro, VT

The mission of Lendersa® is to provide you with the most suitable USDA or FHA loan, efficiently and with ease. Start from one of three options to match with lenders and find the right USDA loan program.

Lendersa USDA loan application and matching results

What is a USDA Loan in VT?

A USDA home loan is backed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that necessitate a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brattleboro Lenders

  • FIRST HOMELAND MORTGAGE, LLC
  • 345 Hillwinds Road, Brattleboro, VT, 05301
  • Lends in Vermont
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Members 1st Credit union
  • 10 Browne Court, Brattleboro, VT, 05301
  • Lends in Vermont
  • Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts

  • THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION
  • 221 Main Street, Brattleboro, VT, 05301
  • Lends in Vermont
  • Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service

  • FIRST CHOICE MORTGAGE SERVICES, LLC
  • 139 Main Street, Suite 615, Brattleboro, VT, 05301
  • Lends in Vermont
  • First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.