In 2026, the USDA loan limit for a single-family home in Shaftsbury, within Bennington county, VT is $336,500, while the FHA loan limit is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, and determine the required income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA solutions, helping identify the best fit for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loans for you, without hassle. Choose from three options that link you to suitable lenders and opportunities to explore USDA loans.
A USDA home loan is backed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans which require a 3.5% down payment, USDA loans are offered with no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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