In 2025, the USDA loan limit for Waterbury, within Washington county, VT, is set at $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates, helping you determine the required income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the best program in for your unique financial situation.
2025 Loan Limits and Down Payment Requirements in Waterbury, Washington County, VT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Waterbury, VT
The aim of Lendersa® is to secure you the most suitable USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively for rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require no down payment.
MARCAR Brokers is a family business with over 40 years of combined experience amongst our team. Our team includes real estate brokers and Mortgage Loan Officers and will be able to support your every need during your next transaction. Our team is full of talented individuals that not only have a passion.
REAL CONSULTANTS MORTGAGE AND REAL ESTATE SERVICES INC., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
10630 Downey Avenue, Suite 100B, Downey, CA, 90241
We have a Residential and Commercial Team both are certified for REO’s and Short Sales. We can cover all of our diverse clients’ necessities. Our Expert team includes a Utilities Specialist, Field Representative, License Appraisal / BPO’s Specialist, Transaction Coordinator, Offers Coordinator.
Inbanet is a premier direct hard money and non prime lender for commercial and investment residential (strictly for business purpose) properties nationwide with a consortium of strong private label investors, hedge funds, private equity companies and family offices to facilitate quick
At Hillcrest Lending Inc., we offer loans for all types of properties whether it may be commercial or residential. Rates and loan terms will vary between the two properties to ensure the best loan available for our borrowers. Hillcrest Loans, Inc. has strived to provide borrowers throughout Southern California with exceptional loan terms.
3020 Glendale Boulevard, Suite 100, Los Angeles, CA, 90039
Loffredo & Associates operates on a foundation of honesty and integrity. We are committed to always doing what is right and best for our clients, because our clients mean everything to us. We are dedicated to best serve our clients' needs and we have the support staff in place to accomplish our promises.
1545 Victory Boulevard, Suite 101, Glendale, CA, 91201
Regal Equity Source, Inc, our professional mortgage consultants can help you find the right mortgage tailored for you. We recognize that mortgages are not a one size fits all type of product as everyone has different needs and goals in life. The array of mortgage products that we offer allows us to help you put you on the right pathway.
6618 San Fernando Road, Unit 209, Glendale, CA, 91201
Fidelity Funding Loans we understand that you are making one of the most important financial decisions and commitments of your life and we will guide you along the way to find the best product with the lowest rate tailored to your specific need. Whether you’re purchasing your first home, investing in a vacation home, buying an investment property.
2305 Historic Decatur, Suite 100, San Diego, CA, 92106
Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.
Gail Faber, an award-winning, NMLS licensed mortgage agent and has more than 18 years’ experience in the industry. She exceeds client expectation by providing excellent customer service. Her strong background in escrow and processing makes her unique as she can provide a faster, more efficient, and easier approval process for her clients.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
