USDA Loan Vs. FHA loan for Waterbury, VT [ best of 2023]

In 2025, USDA loan limit in Waterbury, county of Washington, VT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Waterbury, VT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Vermont?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(254) 776-7900 1595 miles Lender's profile and map Reviews Educators Credit Union 501 West State Highway 6, Waco, TX, 76712 Educators Credit Union. In the beginning, the credit union was named McLennan County Teachers Federal Credit Union, but was later changed to Educators Credit Union ECU is the largest credit union in Central Texas, with more than 28, 000 members and over $500 million in assets. It is our goal to meet the financial needs
(254) 741-8010 1595 miles Lender's profile and map Reviews Alliance Bank Central Texas 191 Archway Drive, Woodway, TX, 76712 Alliance Bank Central Texas was established in 2007 to fill a void in Waco caused by the many bank mergers, consolidations, and centralizations taking place at the time. At Alliance Bank Central Texas, we believe that customers come first and do not want to deal with big, impersonal banking giants.
(281) 320-6777 1596 miles Lender's profile and map Reviews The Chasewood Bank 20333 State Hwy 249, Suite 100, Houston, TX, 77070 Chasewood Bank has been recognized as one of the safest U.S. banks according to MSN and given a 5 star rating by Bauer Financial, Inc, indicating we are also one of the strongest banks in the U.S. While we are proud of such recognition, our number one goal is to stay true to the title of community bank.
(281) 893-6463 1596 miles Lender's profile and map Reviews Vogler Mortgage LLC 118 Vintage Park Boulevard, Suite W700, Houston, TX, 77070 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(713) 518-4256 1596 miles Lender's profile and map Reviews Sequoia Mortgage LLC 118 Vintage Park Boulevard, Suite WV162, Houston, TX, 77070 We founded Sequoia Mortgage with the core belief that we can provide a better and more personalized experience to every customer we are privileged to serve. Providing that intangible something that takes average to amazing is what drives us. These aren't just words to us, they are the force behind everything we do to help our customers.
(832) 910-8991 1596 miles Lender's profile and map Reviews Vintage HomeLoan, LLC 10924 Grant Rd PMB, Suite 119, Houston, TX, 77070 Vintage home loan LLC mission is to deliver the traditional values of extreme competence and excellent customer service through the entire loan experience and also offer the same traditional mortgage lending options as our competition, but we have leapt into the future of mortgage lending by offering non traditional mortgages as well.
(832) 504-9014 1596 miles Lender's profile and map Reviews Next Step Home Loans, LLC 12841 Jones Rd. #245, Houston, TX, 77070 Next Step Home Loans, LLC is a mortgage broker headquartered in Houston but we can offer our programs and mortgage services throughout the entire State of Texas. We are a preferred mortgage broker for some of the top mortgage wholesale lenders in the country and we use that preferred status to offer our clients.
(713) 946-6513 1596 miles Lender's profile and map Reviews IBEW Local 66 Federal Credit Union 4345 Allen Genoa Road, Pasadena, TX, 77504 IBEW Local 66 Federal Credit Union has been open since 1971. The credit union has assets totaling $10.02 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
(800) 565-1722 1596 miles Lender's profile and map Reviews All Reverse Mortgage® 17300 El Camino Real, Suite 110, Houston, TX, 77058 All Reverse Mortgage, Inc. is proud to be Texas's #1 rated reverse mortgage lender by the BBB with a Perfect 5.0 stars and A+ review. All Reverse Mortgage® lends in 16 states nationwide, and throughout all of the Lone Star state. All Reverse began in November 2007 and as the name implies,
(888) 713-2526 1596 miles Lender's profile and map Reviews My Mortgage Ace 1322 Space Park Drive, Suite C105-B, Houston, TX, 77058 We are a small team of mortgage professionals, dedicated to finding our clients the best fitting mortgage options available in the market. We are experts in the specialty mortgage space and strive to do the research and find the best financing available for your specific scenario.
(832) 746-5801 1596 miles Lender's profile and map Reviews Southern Coast Mortgage LLC 1918 Port Royal Drive, Houston, TX, 77058 Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.
(281) 218-7760 1596 miles Lender's profile and map Reviews Legend Home Lending 17047 El Camino Real, Suite 150, Houston, TX, 77058 Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.