USDA VS FHA in Jericho, Chittenden County, VT

In 2025, the USDA loan limit for Jericho, positioned within Chittenden county of VT, is $347,700. Meanwhile, the FHA limit for a single-family home is $492,200.

Use the Lendersa® USDA loan calculator to effectively assess today's leading USDA and FHA rates. It helps determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program in for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Jericho, Chittenden County, VT

Loan Type Loan Limit Down Payment
USDA $347,700 0%
FHA $492,200 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Jericho, VT

Lendersa® strives to connect you with the best USDA or FHA loan quickly and hassle-free. Choose one of three starting paths to link with lenders and access USDA loan programs.

Results of Lendersa USDA loan request and matching

Understanding USDA Loans in VT

The USDA home loan, supported by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage. Available only in rural areas, USDA loans differ from FHA loans because they eliminate the need for a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Profile Home Loans Inc
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  • Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
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  • Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
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  • View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.
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  • Fidelity Mortgage Solutions
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