USDA Vs. FHA your options comparison in Richmond, Chittenden County, VT
In the year 2025, the USDA loan limit for a single-family home in Richmond, located in Chittenden county, VT, is $347,700, while the FHA limit is $492,200.
Take advantage of the Lendersa® USDA loan calculator to assess current USDA vs. FHA rates. This tool helps you determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to aid you in selecting the best program for your financial needs in .
2025 Loan Limits and Downpayment Needs in Richmond, Chittenden County, VT
Loan Type
Loan Limit
Down Payment
USDA
$347,700
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Richmond, VT
Lendersa® is dedicated to providing the best available USDA or FHA loans quickly and easily. Choose one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans have no down payment requirement.
Integrity Home Finance, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible. We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders.
The Brandon Drew Group is more than a family business, it’s our opportunity to serve our community the best way we know how. Whether you're a home buyer or real estate professional, we're devoted to adding confidence, clarity, and certainty to your biggest investments. After all, we know the type of attention each and every loan deserves.
Monterey Mortgage Hard Money Loans & Trust Deed Investments
9513 Business Center Dr, Suite G, Rancho Cucamonga, CA, 91730
Rancho Cucamonga Mortgage Loans by a Rancho Cucamonga Mortgage Company. Monterey Mortgage 909-944-8001 – Specializing in Bad Credit Home Equity Loans, Hard Money Commercial Loans, and home loans with competitive interest rates and personal service. Rancho Cucamonga Mortgage Company serving all of California with hard money loans
9267 Haven Ave, Suite 255, Rancho Cucamonga, CA, 91730
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Top Loan Fundings Team is devoted to consistently elevating customer standards within the industry while making property ownership and investment a reality. With extensive industry knowledge and a high level of involvement, we value building lifelong relationships with clients and treating them like family.
3410 La Sierra Avenue, Suite F88, Riverside, CA, 92503
Pacific Sun Lending, Inc. I have over 25 years of experience in the Mortgage industry and our fabulous team is here to help you with all of your financing needs. We can even do credit repair too if you need a boost to your credit score. We are a straight forward lender. 90% of the loans we fund do not pay any points.
6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503
Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.
