USDA and FHA Pro and Con in Aberdeen, Grays Harbor County, WA
In 2026, the USDA loan limit for Aberdeen, which lies in Grays Harbor county, WA, is set at $336,500. Meanwhile, the FHA limit for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA programs side by side, which aids in selecting the best program for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Aberdeen, Grays Harbor, WA
Loan Type
Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Aberdeen, WA
Lendersa® aims to connect you with the best USDA or FHA loan quickly and efficiently. Select from one of three starting points to find matching lenders and appropriate USDA loan programs.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available solely in rural locations. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment whatsoever.
5440 N Oak Trfwy, Suite 200, Kansas City, MO, 64118
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