In 2025, the USDA loan limit in Montesano, located in Grays Harbor county, WA, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to easily compare today’s top USDA versus FHA rates, and ascertain the needed income, credit, reserves, and documentation for qualification. By using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to determine the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Montesano, Grays Harbor, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Montesano, WA
Our goal at Lendersa® is to secure the best USDA or FHA loan for you promptly and with no complications. Select one of three pathways that lead to matching lenders with suitable USDA loan programs.
The USDA home loan is backed by the government’s Department of Agriculture and is known as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA mortgages require none at all.
Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
Liberty Bell Bank, A Division of The Bank of Delmarva has 3 convenient branches serving Camden and Burlington counties. The Bank of Delmarva has 11 branches located throughout Salisbury and Ocean City (MD), along with Sussex County, DE. Please click on a branch below for more information about that branch
Since 2002, Acre Mortgage & Financial Inc. has provided one of the most efficient online mortgage experiences in the industry. From first-time home buyers to real estate investors, Acre Mortgage uses today's latest decision and application tools in order to provide clients the easiest and most efficient mortgage loan process from start to closing.
"Evesham Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools"
Aspire Home Mortgage (AHM) was created to combine top tier mortgage professionals, most with over 20 years of mortgage industry experience, with the best mortgage products and technology the industry offers. This combination enables the Aspire Team to offer a wide array of mortgage products
NewMark Home Mortgage is determined to provide each client with the most ideal mortgage experience that includes NO LENDER FEES, the most competitive wholesale rates available in the marketplace, a smooth/efficient process combined with a customer service that is second to none. NMLS #1877629
3rd Generation Mortgages is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. mortgage product for your needs. We understand that every borrower is different
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
