USDA Vs. FHA Pro and Con comparison in Montesano, Grays Harbor County, WA
In 2025, the USDA loan limit in Montesano, located in Grays Harbor county, WA, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to easily compare today’s top USDA versus FHA rates, and ascertain the needed income, credit, reserves, and documentation for qualification. By using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to determine the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Montesano, Grays Harbor, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Montesano, WA
Our goal at Lendersa® is to secure the best USDA or FHA loan for you promptly and with no complications. Select one of three pathways that lead to matching lenders with suitable USDA loan programs.
The USDA home loan is backed by the government’s Department of Agriculture and is known as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA mortgages require none at all.
Hard Money New York is a direct mortgage lender providing bridge loans (bridge loan financing) for an array of commercial real estate needs. Hard Money New York has originated many bridge loans. We have closed loans in 7 business days! We are a bridge loan lenders, short-term mortgage specialists
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Hard Money Brooklyn works with real estate investors and property owners who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset - the property. We lend strictly on commercial property that is being utilized as an investment by the borrower.
HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties.HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector by making decisions that focus on a bor
The Delaware State Police Federal Credit Union was founded in 1960. The idea was to create a financial institution, whose purpose was and is to protect and help Delaware’s most precious resource, our troopers, lead financially successful lives. In the years since, we have grown and developed into an organization that honors all of those that serve.
HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.
DML Lending is a family owned and operated by a group experienced and knowledgeable real estate lenders that help local real estate investors become successful. DML provides short-term (12 months) loans to a variety of independent real estate developers and investors across the country.
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Landmark Funding Group is committed to providing our clients with the best possible mortgage to meet their needs. From a major corporation looking to purchase a multi-million dollar headquarters to a young couple seeking to buy their first home to a home or business owner who wants to refinance, every client receives Landmark’s premiere.
