USDA Loan Vs. FHA loan for Elma, WA 2025

In the year 2025, the USDA loan limit in Elma, part of Grays Harbor County, WA, is recorded at $336,500. In contrast, the FHA limit for a single-family dwelling stands at $472,030.

Employ the Lendersa® USDA loan calculator to analyze today's competitive USDA versus FHA rates. This tool helps determine the qualifying income, credit requirements, reserves, and necessary documentation. By using our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side to identify the most suitable program in for your financial needs.

Exploring USDA and FHA Loan Possibilities in Elma, WA

The goal of Lendersa® is to provide you with the optimal USDA or FHA loan promptly and without difficulty. Choose from three starting options that facilitate matching lenders and various USDA loan programs.

Lendersa's USDA loan requests and match outcomes

Understanding USDA Loans in WA

A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, often referred to as a USDA rural development loan or simply a USDA mortgage, available only in rural communities. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not necessitate any down payment.

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(502) 425-6345 Lender's profile and map Reviews Mortgage Network 10529A Timberwood Circle, Louisville, KY, 40223 Mortgage Network, Louisville, Kentucky's locally owned, full service mortgage broker specializes in all varieties of residential mortgages. First mortgages, refinancing or relocation, let Mortgage Network show you that Our Prime Interest is You! Louisville Mortgage Mortgage Network is Louisville’s mortgage leader
(502) 890-3050 Lender's profile and map Reviews CASA Financial LLC 10503 Timberwood Circle, Suite 112, Louisville, KY, 40223 We are a mortgage broker company with over 14 years of experience in the Mortgage lending business. We service in both English and Spanish, fluently. We can help with finding the best loan program available to you when purchasing a home or help you lower your monthly payments with our wide variety of refinancing options.
(502) 657-6008 Lender's profile and map Reviews 1st Class Mortgage Group LLC 9900 Corporate Campus Drive, Suite 3000, Louisville, KY, 40223 Since our inception, we have acted as key advisors in securing funds for purchasers, investors, and homeowners in the residential markets. We recognize that in the marketplace there is a need for a holistic approach to an individual's needs. With this in mind our goal is to simplify the financing process by delivering a tailored,
(502) 345-8779 Lender's profile and map Reviews TBF Mortgage Corporation 13000 Equity Place, Suite 203, Louisville, KY, 40223 TBF started its roots with family. Our number one goal at TBF Mortgage is to help families with one of the most important financial decisions that they will have to face. TBF Mortgage and our team of Loan Officers are here to help you make informed decisions that work for you and to simplify the loan process. We will walk you through each phase.
(502) 585-5626 Lender's profile and map Reviews Statewide Mortgage 10140 Linn Station Rd, Louisville, KY, 40223 Statewide Mortgage was created to help you achieve your dream of home ownership. You will find that our passion combined with experience will make your usually stressful loan process, quick, transparent and even exciting. Our goal is to build a personal relationship with you so that we can help you in the best way possible.
(812) 537-0928 Lender's profile and map Reviews Community Spirit Credit Union 160 Industrial Drive, Lawrenceburg, IN, 47025 Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties. Community Spirit offers Savings, Checking, IRA's, Christmas Clubs, and Kid's Club accounts. We offer Share Certificates (CD's), Auto loans, Personal Loans, Vacation Loans, and Christmas Loans
(810) 985-6993 Lender's profile and map Reviews Blue Water Federal Credit Union 526 Water Street, Suite 113, Port Huron, MI, 48060 Our mission statement says it all. “To provide personalized financial services to our member owners and their families in a cooperative spirit while maintaining long-term financial stability Founded in 1959, we continue to operate on the original credit union philosophy of “people helping people
(248) 203-1340 Lender's profile and map Reviews MiMutual Mortgage Wholesale 911 Military Street, Port Huron, MI, 48060 At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities. We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment.
(937) 833-2176 Lender's profile and map Reviews The Brookville Building and Savings Association 510 Arlington Road, Brookville, OH, 45309 The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.
(270) 242-2111 Lender's profile and map Reviews Bank of Clarkson 101 E. Main Street, Clarkson, KY, 42726 Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
(318) 964-2385 Lender's profile and map Reviews The Cottonport Bank 153 Cottonport Avenue, Cottonport, LA, 71327 Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.
(502) 216-2276 Lender's profile and map Reviews L3 Home Lending 12700 Townepark Way, Suite 317, Louisville, KY, 40243 L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.