In 2025, the USDA loan limit in Hoquiam, within Grays Harbor county, WA, is $336,500. Whereas, the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the most competitive rates of USDA against FHA today. It assesses the income, credit, reserves, and documentation you need to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you decide the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to help you secure the best USDA or FHA loan efficiently and smoothly. Begin with any of our three strategies to partner with lenders and access the USDA loan programs that meet your needs.
The USDA home loan is guaranteed by the US Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is offered only in rural regions. Unlike FHA loans requiring a minimum down payment of 3.5%, a USDA mortgage does not require any down payment, making it accessible for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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