USDA Vs. FHA Pro and Con comparison in Ahtanum, Yakima County, WA

In 2025, the USDA loan limit for Ahtanum, located in Yakima county, WA, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the best current rates between USDA and FHA. Establish the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view the USDA, FHA, Conforming, and VA programs side by side, guiding you in selecting the most suitable option in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Ahtanum, Yakima, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Ahtanum, WA

Lendersa® focuses on obtaining the ideal USDA or FHA loan for you efficiently and without hassle. Start with one of three pathways to match with lenders and USDA loan programs.

Lendersa USDA loan request and results

What Defines a USDA Loan in WA?

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively provided in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, offering significant advantages for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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