USDA Vs. FHA your options comparison in Wapato, Yakima County, WA

As of 2026, the USDA loan limit in Wapato, within the county of Yakima, WA, is $336,500. By contrast, the FHA limit for a single-family residence stands at $472,030.

To compare today's top USDA and FHA rates and discover the required income, credit, reserves, and documents for qualification, use the Lendersa® USDA loan calculator. Our comprehensive mortgage calculator enables you to compare USDA, FHA, Conforming, and VA side by side, assisting you in choosing the program that suits your financial needs in .

Explore loan options from over 100 lenders

2026 Loan Limits and Downpayment Specifications in Wapato, Yakima, WA

Loan Category Maximum Loan Amount Required Down Payment
USDA $336,500 None
FHA $472,030 3.5%
Conventional $726,200 3%

Available USDA and FHA Loan Programs in Wapato, WA

The mission of Lendersa® is to swiftly connect you to the most suitable USDA or FHA loan without the typical complications. Choose from three approaches to connect with lenders and discover USDA loan options tailored to you.

Lendersa USDA loan request and matching outcome

Understanding USDA Loans in WA

A USDA home loan is a government-backed loan provided through the Department of Agriculture, commonly known as a USDA rural development loan or mortgage, limited to rural regions. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans allow for no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Xpress Funding LLC
  • 2255 Cumberland Pkwy, Suite O, Atlanta, GA, 30339
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Southern Mortgage Corp
  • 400 Galleria Parkway, Suite 1500, Atlanta, GA, 30339
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Victory Mortgage
  • 2675 Paces Ferry Road SE, Suite 340, Atlanta, GA, 30339
  • Victory Mortgage (NMLS #461249) is a full-service mortgage lender specializing in new home construction mortgages. Since our inception in 1991, we have funded over $7 Billion in home loans. We are proud to have been considered a top mortgage company in Northern Kentucky for 15 years in a row

  • Masters Home Mortgage
  • 3330 Cumberland Blvd SE, Suite 500, Atlanta, GA, 30339
  • Masters Home Mortgage, a mortgage broker firm, is dedicated to serving the homeowners & buyers with their residential real estate finance needs. Our goal is to provide affordable home financing for our customers providing the best terms available while providing a high level of service and professionalism.

  • Locklin Capital LLC
  • 100 Atlanta, GA 30339, Atlanta, GA, 30339
  • Locklin Capital for simple, cost-effective funding programs so they can focus on executing their project. We offer real solutions in the form of faster closings, same-day qualifications, ongoing account management, and consultative risk analysis on your potential projects. We do everything in our power to ensure you complete a successful project.

  • Investor Rehab Funding LLC.
  • 1870 The Exchange Suite 200, Atlanta, GA, 30339
  • Our investor funding programs and processing procedures are designed using today’s advanced technology, which include a more simplistic approach to the loan funding process and a very competitive pricing model that’s literally unmatched in today’s real estate financing market. We want to make sure your experience is frictionless.

  • Blueprint Funding Inc
  • 378 Fennel Way, Atlanta, GA, 30331
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • New Star Mortgage
  • 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331
  • We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.

  • Fund and Close
  • 290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
  • Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi