USDA VS FHA in Wapato, Yakima County, WA

As of 2025, the USDA loan limit in Wapato, within the county of Yakima, WA, is $336,500. By contrast, the FHA limit for a single-family residence stands at $472,030.

To compare today's top USDA and FHA rates and discover the required income, credit, reserves, and documents for qualification, use the Lendersa® USDA loan calculator. Our comprehensive mortgage calculator enables you to compare USDA, FHA, Conforming, and VA side by side, assisting you in choosing the program that suits your financial needs in .

Explore loan options from over 100 lenders

2025 Loan Limits and Downpayment Specifications in Wapato, Yakima, WA

Loan Category Maximum Loan Amount Required Down Payment
USDA $336,500 None
FHA $472,030 3.5%
Conventional $726,200 3%

Available USDA and FHA Loan Programs in Wapato, WA

The mission of Lendersa® is to swiftly connect you to the most suitable USDA or FHA loan without the typical complications. Choose from three approaches to connect with lenders and discover USDA loan options tailored to you.

Lendersa USDA loan request and matching outcome

Understanding USDA Loans in WA

A USDA home loan is a government-backed loan provided through the Department of Agriculture, commonly known as a USDA rural development loan or mortgage, limited to rural regions. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans allow for no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Prime Lending, Inc.
  • 18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
  • American Prime Lending, Inc are a mortgage company based in Irvine and Cerritos California devoted to providing excellent service to our community of homeowners and future homeowners through our commitment to integrity and personalized mortgage solutions to all our clients. Whether you're a first-time homebuyer.
  • Brooklyn Financial Mortgage Services
  • 17785 Center Ct Dr N, Suite 660, Cerritos, CA, 90703
  • At Brooklyn Financial Mortgage Services we put the borrower first. You’re a person. Not a number, and certainly not just another loan. You’re also unique, and you’re searching for the best loan for your personal financial situation. As part of our world-class service, we build the right mortgage for you at the best overall cost.
  • Mueller Dan
  • 12750 Center Court Drive, Suite 290, Cerritos, CA, 90703
  • Citywide Home Loans was founded on December 7, 1998 by Steven J. Goorman as Citywide Funding. His entrepreneurial, dynamic, and determined style has grown the small broker company of just 5 employees to the large corporation it is today. Even though Citywide Home Loans now employs nearly 800 employees and covers more than 37 states
  • Novo Federal Credit Union
  • 2191 5th Street, Suite 202, Norco, CA, 92860
  • Novo Federal Credit Union was chartered in 1963 under the name CRC Federal Credit Union with $750.00 in assets on the day it opened for business. Today, the credit union proudly serves over 2,200 members with assets of just under 16 million dollars.Novo Federal Credit Union is clearly different and better than other financial institutions
  • Your Loan Connection
  • 2741 Hamner Avenue, Norco, CA, 92860
  • Yony started in the mortgage business in 2003. He truly enjoy this business as he get to help many families realize their homeownership dreams as well as helping families reduce their mortgage rates and payments. With over 17 years of experience in the mortgage lending industry he has gained the knowledge to tailor loan.
  • RAzone Mortgage Group
  • 2191 5th Street, Suite 203, Norco, CA, 92860
  • At RAzone Mortgage Group. We are a full-service mortgage company based in Norco, CA. We specialize in FHA, VA, Conventional, Jumbo in Norco, Corona, Riverside, and Orange. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in the zip code 92860
  • Spectrum Mortgage
  • 1791 3rd Street, Suite 200, Norco, CA, 92860
  • At Spectrum Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Community Funding
  • 1780 Town & Country Drive, Suite 108, Norco, CA, 92860
  • At Community Funding Personal Service & Outstanding Interest Rates Approved with numerous Lenders, providing diverse financing options, including Conventional, FHA, VA, USDA, Reverse Mortgages, Hard Money, Self-Employed products, Purchase, Refinance, etc. Honest, Ethical AND Prompt Service Provided CA
  • Ample Funding LLC
  • 2841 HAMNER AVE, SUITE A, Norco, CA, 92860
  • Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.