USDA Vs. FHA Pro and Con comparison in Wapato, Yakima County, WA
In 2025, USDA loan limit in Wapato, county of Yakima, WA is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Wapato, county of Yakima, WA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Wapato, WA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Coastal Finance Company (CFC) strives to make a difference in this world through the financial industry by investing in people. We stand beside our clients empowering them to strengthen and improve their financial future. We are proud members of RLNC and AFSA. Our team of professionals takes pride in treating people the way we like to be treated.
Oxford Federal Credit Union is a not-for-profit financial institution that is owned and run by members like you. Our board of directors is democratically elected by our membership, and all members of Oxford FCU have one vote - regardless of the amount of money they have on deposit.
575 South Willow Street, Suite 211, Manchester, NH, 03103
At Empire Mortgage Corporation. We are a full-service mortgage company based in Manchester, NH. We specialize in FHA Loans, VA Loans, and Conventional Loans in New Hampshire. Whether you are buying a home or refinancing in the granite state, we can help you realize your dream of homeownership
Since 1940, the New Hampshire Postal Credit Union has promoted thrift among its members to create for them a source of credit at reasonable rates of interest. Today, we service over 3500 members and have grown to over $50 million in assets. We offer competitive priced loans for personal, automobile and miscellaneous use, with 24 hour approval.
Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
"AllCom Credit Union is a full-service, not-for-profit, community-chartered financial services organization. Founded in 1922, we celebrated 90 years in business in 2012.
AllCom was originally chartered to provide financial services exclusively to employees of the Telephone Company."
Essex Savings Bank is a FDIC insured, state chartered, mutual savings bank established in 1851. The Bank serves the Connecticut River Valley and shoreline with six offices in Essex (2), Chester, Madison, Old Lyme and Old Saybrook providing a full complement of personal and business banking. Financial, estate, insurance
"We encourage people to call with any questions they may have about the mortgage or home buying process. We gladly give free consultations and pre-qualifications. We believe it is very important for borrowers to understand the entire mortgage process.
We are open Monday through Friday, and Saturday and Sunday by appointment."
