USDA Loan Vs. FHA loan for Yakima, WA [Yakima County ]

In 2026, the USDA loan ceiling for Yakima, situated in Yakima County, WA, is $336,500. Comparatively, the FHA loan cap for a single-family home is set at $472,030.

Utilize Lendersa®’s USDA loan calculator to examine USDA and FHA rates. Discover requirements for income, credit, reserves, and necessary documents. The advanced calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best program for your financial needs in .

USDA and FHA Loan Paths in Yakima, WA

The objective at Lendersa® is to swiftly connect you with the most fitting USDA or FHA loan, simplifying the entire process. Choose one of the three available avenues leading to aligned lenders and USDA loan options.

Understanding USDA Loans in WA

A USDA home loan, backed by the Department of Agriculture, known also as USDA rural development loan, is available solely in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, a USDA mortgage demands no down payment.

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(701) 847-2600 Lender's profile and map Reviews First State Bank & Trust Company 612 Broadway, Thompson, ND, 58278 Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders
(701) 775-3738 Lender's profile and map Reviews University Federal Credit Union 1575 17th Avenue South, Grand Forks, ND, 58201 University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure. Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.
(701) 780-5733 Lender's profile and map Reviews MED PARK CREDIT UNION 1200 South Columbia Road, Grand Forks, ND, 58201 The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
(701) 772-2690 Lender's profile and map Reviews Area Community Credit Union 2800 South Washington Street, Grand Forks, ND, 58201 The Area Community Credit Union has a rich heritage in the Greater Grand Forks area. We started as a Federally Charted Credit Union in 1958. We converted to a State Charted in December, 1964 with approximately $52, 000 in assets. Initially, we were a Credit Union solely for the Grand Forks Public School employees.
(701) 795-3357 Lender's profile and map Reviews Alerus Financial 401 Demers Ave, Grand Forks, ND, 58201 With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.
(701) 874-2161 Lender's profile and map Reviews Dakota Heritage Bank of North Dakota 109 Main Street, Hunter, ND, 58048 Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.
(308) 872-6486 Lender's profile and map Reviews Custer Federal State Bank 341 South 10th Avenue, Broken Bow, NE, 68822 Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.
(308) 872-2466 Lender's profile and map Reviews Nebraska State Bank 945 South D St, Broken Bow, NE, 68822 The Mission of Nebraska State Bank & Trust Company is to provide strategic growth for our customers, our communities & our employees by supporting economic success through sound financial principles. Since 1917, our integrity and passion have enabled us to offer innovative products, deliver superior service & make local decisions for our customers.