In 2025, the USDA loan ceiling for Yakima, situated in Yakima County, WA, is $336,500. Comparatively, the FHA loan cap for a single-family home is set at $472,030.
Utilize Lendersa®’s USDA loan calculator to examine USDA and FHA rates. Discover requirements for income, credit, reserves, and necessary documents. The advanced calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best program for your financial needs in .
2025 Loan Caps and Down Payment Details in Yakima, Yakima County, WA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Paths in Yakima, WA
The objective at Lendersa® is to swiftly connect you with the most fitting USDA or FHA loan, simplifying the entire process. Choose one of the three available avenues leading to aligned lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture, known also as USDA rural development loan, is available solely in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, a USDA mortgage demands no down payment.
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