USDA Vs. FHA Pro and Con comparison in Union-Gap, Yakima County, WA
As of 2025, within Union-Gap, the county of Yakima in WA has a USDA loan limit set at $285,000. Conversely, for a single-family home, the FHA loan limit is $356,362.
Lendersa® provides a USDA loan calculator to help you compare today's leading USDA to FHA rates. This resource assists in understanding the income, credit, reserve requirements, and documentation you need to qualify. By using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA programs side by side, guiding you in selecting the ideal option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Union-Gap, Yakima, WA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Union-Gap, WA
The primary goal of Lendersa® is to quickly link you with the best USDA or FHA loans available — without hassle. Begin with one of three starting points to match with lenders or USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans that require a down payment of at least 3.5%, USDA mortgages require no down payment, making them an attractive choice for qualifying individuals.
Smart Mortgage Centers is a Better Business Bureau A+ rated Mortgage Company. We are a family owned and operated business helping the community obtain mortgages for purchase and refinancing since 1997. At Smart Mortgage Centers, we work with over 30 of the top lenders in the industry to help find you the best rate
Bank of Pontiac opened its doors for business in 1947. Since then, we’ve been providing financial solutions for the people of Livingston County, Grundy County, Tazewell County, McLean County and their surrounding communities. We are a strong community bank offering a variety of financial services to both individuals and businesses.
The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.
Johnson City founder James Polk Johnson, this structure has housed a variety of businesses & served as a community gathering place. In addition to serving as a community hall, opera house & meeting place for churches & community groups, the structure was occupied by such commercial enterprises as banks, general stores, hotels, & business offices.
INSIGNIA Financial Services LLC is a non-bank lender and capital markets advisory firm. We provide access to a broad array of debt and equity capital for real estate investments in all markets, nationwide and Our lending and debt placement process enables savvy real estate investors, entrepreneurs and business owners to seize opportunity
Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.The Discover Network provides card acceptance at millions of businesses and cash access locations.
Coleman Mortgage Company is located in Matagorda, TX, United States and is part of the Other Financial Investment Activities Industry. Coleman Mortgage Company has 10 total employees across all of its locations and generates $431, 035 in sales (USD). (Sales figure is modelled). Licensed in Texas and Arkansas
CCF does commercial real estate workouts for lenders and borrowers. We provide debt and equity relief solutions for what seem intractable situations. We have a complete “due diligence” service and employ strategies to avoid or recover from heavy OREO write-downs. With our proprietary market research model we are able to determine project.
1121 Lake Cook Road, Suite L, Deerfield, IL, 60015
Wool Finance Partners, LLC is active in the placement of debt and equity for institutional quality office, retail, industrial, healthcare, hospitality and multifamily properties. Our approach is relationship-oriented, seeking to build upon an impressive client base of developers and lenders.
