USDA Vs. FHA Pro and Con comparison in Union-Gap, Yakima County, WA
As of 2025, within Union-Gap, the county of Yakima in WA has a USDA loan limit set at $285,000. Conversely, for a single-family home, the FHA loan limit is $356,362.
Lendersa® provides a USDA loan calculator to help you compare today's leading USDA to FHA rates. This resource assists in understanding the income, credit, reserve requirements, and documentation you need to qualify. By using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA programs side by side, guiding you in selecting the ideal option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Union-Gap, Yakima, WA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Union-Gap, WA
The primary goal of Lendersa® is to quickly link you with the best USDA or FHA loans available — without hassle. Begin with one of three starting points to match with lenders or USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans that require a down payment of at least 3.5%, USDA mortgages require no down payment, making them an attractive choice for qualifying individuals.
1307 West 6th Street, Suite 103, Corona, CA, 92882
Express Home Funding have accumulated extensive knowledge in their 40 years of shared experience. The most important realization taken away from it all is that a mortgage company's success is determined by sharing this knowledge with their agents. Our core values as a company is to not only promote growth as a professional.
12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following:
Residential, investment, and commercial real estate
Market trends
The real estate buying and selling process.
12437 Lewis Street, Suite 206, Garden Grove, CA, 92840
We handle real estate financing and real estate sales in-house. You don’t have to use both services, but when you do, you have a single point of contact handling everything in your transaction. Either way, you always get personalized service and peace of mind.We untangle the mess and help you make a plan based on your goals.
12966 Euclid St., Suite 220, Garden Grove, CA, 92840
Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
BOPTI Federal Credit Union is open to Bureau of Prisons employees and Commissioned Officers of the Public Health Service working at certain BOP facilities, and their immediate families. At BOPTI Federal Credit Union, we've adopted the philosophy of "Once a Member, Always a Member.
6216 E Pacific Coast Hwy, Suite 242, Long Beach, CA, 90803
908 Mortgage are looking to recruiting experienced Loan Officers who are tired of the Direct Lender, Corporate scene. We can move Fast! From Loan App to funding in 10 days. Direct lenders have overhead: Corporate, Managers, Staffing, HR, etc. These costs are passed on to the borrower. They cannot compete with our rates.
1008 South Pacific Avenue, Suite 208, San Pedro, CA, 90731
Imperial Real Estate is a full-service independent real estate brokerage serving the South Bay from Long Beach to Manhattan Beach. Primary practice areas span residential, multifamily, and commercial real property sales and investments and also Mark Ehlers is the founding owner and Broker of Record of Imperial Real Estate.
