USDA Vs. FHA your options comparison in Anacortes, Skagit County, WA
In 2026, the USDA loan limit for Anacortes in Skagit county, WA is $379,000, and the FHA limit for a single-family residence is set at $545,100.
To assess and compare the leading USDA versus FHA rates available today, utilize the Lendersa® USDA loan calculator. This tool helps you determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in deciding the best program for your circumstances in .
2026 Loan Limits and Downpayment Requirements in Anacortes, Skagit, WA
Loan Type
Loan Limit
Down Payment
USDA
$379,000
0%
FHA
$545,100
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Anacortes, WA
At Lendersa®, our mission is to secure the optimal USDA or FHA loan efficiently and with no hassle. Choose one of three initial pathways to connect with matching lenders and compatible USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is available solely in rural districts. It differs from FHA loans, which require at least a 3.5% down payment, whereas USDA loans require none.
On January 26, 1954, we received our charter as North Montana Texaco Employees Federal Credit Union. In 1958 our name was changed to Puget Sound Texaco Federal Credit Union. In June of 1988, Seattle Texaco Credit Union merged with our credit union. When Texaco merged with Equilon, the new credit union name became E. E. Federal Credit Union.
120 E George Hopper Rd, Suite 200, Burlington, WA, 98233
Lends in Washington
"Private Lending Investments, Inc. is committed to providing the highest level efficient service to both the investor and buyer of our private loans. We take great pride in our level of communication with each client throughout every step of the loan. We specialize in the ability to structure each of the private loans"
The 1st Mortgage Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
We've been devoted to our members since 1939. Treat each other with respect, understanding, consideration and dignity. We will create a rewarding and positive working environment where all can fulfill their potential and enjoy coming to work. Deliver compassionate, knowledgeable and personal service that helps members achieve their dreams.
Industrial Credit Union has been a part of Whatcom County for 80 years. With over $307 million in assets and nearly 35, 000 members we’re invested in our community and Industrial members know our employees as friends and neighbors. As a credit union and as individuals we’re constantly growing, learning and improving.
119 N Commercial St, Suite 240, Bellingham, WA, 98225
Lends in Washington
Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing
WECU, we strive to make a meaningful difference in the lives of our members. That’s why we commit our people, capital, and ideas to help our members, and the communities we serve, grow. Taking care of our members means taking care of our people first. That’s why we strive to be an employer of choice by offering market-leading pay.
4164 Meridian Street, Suite 108, Bellingham, WA, 98226
Lends in Washington
Neighborhood Mortgage is a locally owned mortgage company located in Bellingham, Washington. Our company mission is to provide superior customer service and offer a variety of mortgage products including: purchase mortgages, refinances, FHA Loans, VA Loans, USDA Loans, Reverse Mortgage Loans, Section 184 Loans, Construction Loans and more.
Hyak Financial provides a wide variety of commercial mortgage products and business financing services. With over 90 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial Team has the experience to find the best rates and terms on most commercial real estate or business financing transactions.
"Buying a home is about more than interest rates. You need knowledgeable, mortgage professionals who give you their best-consistently. Whether you’re a first-time home buyer or looking to refinance an existing loan, our professionally trained staff of Mortgage Advisors is ready to help."
