As of 2026, the USDA loan limit in La-Conner, situated in Skagit county, WA, is $324,700, whereas the FHA limit for a single-family home is $405,950.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. This tool helps you determine the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial situation.
2026 Loan Limits and Downpayment Requirements in La-Conner, Skagit, WA
Loan Type
Loan Limit
Down Payment
USDA
$324,700
0%
FHA
$405,950
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in La-Conner, WA
Lendersa® aims to provide you with the optimal USDA or FHA loan expediently and without difficulty. Choose one of three pathways to connect with lenders offering USDA loan programs.
The USDA home loan is a government-backed program from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not require any down payment, providing a significant advantage to eligible buyers.
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This credit union is federally insured by the NCUA.
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