USDA and FHA Pro and Con in La-Conner, Skagit County, WA
As of 2025, the USDA loan limit in La-Conner, situated in Skagit county, WA, is $324,700, whereas the FHA limit for a single-family home is $405,950.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. This tool helps you determine the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial situation.
2025 Loan Limits and Downpayment Requirements in La-Conner, Skagit, WA
Loan Type
Loan Limit
Down Payment
USDA
$324,700
0%
FHA
$405,950
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in La-Conner, WA
Lendersa® aims to provide you with the optimal USDA or FHA loan expediently and without difficulty. Choose one of three pathways to connect with lenders offering USDA loan programs.
The USDA home loan is a government-backed program from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not require any down payment, providing a significant advantage to eligible buyers.
True Path Loans is a mortgage brokerage that started with the intent to offer excellent service, low competitive rates and expertise to help guide those with limited knowledge of the mortgage industry. We offer over 30 years of experience in the mortgage industry to help you choose the best product for you and to simplify the process.
Manufactured Homes offer a viable solution. The benefits of Manufactured Housing are clear. They are affordable homes of the highest quality, fully customizable and built according to a stringent code that guarantees safety, energy-efficiency and environmental-sensitivity. You just can’t ask for much more in a home!
100 Spectrum Center Dr, Suite 150, Irvine, CA, 92618
"Watermark Home Loans strives to provide complete customer satisfaction and treat each client with the respect, integrity, and communication they deserve.
Our purpose and approach are simple. We listen, analyze, educate, and advise each client regarding their specific financial needs and goals based on their current situation."
The home buying and selling process can be a hassle-filled and extremely lengthy experience for first time and repeat buyers. Driven to improve this process and remove the headache and frustration it can cause, SmartMoney Realty & Mortgage created a stress-free and streamlined solution for its clients by providing realty
At Everwise Home Loans & Real Estate, our mission is to set a high standards in the Mortgage & Real Estate industry. We are committed to quality customer service by putting the people we serve first. Our goal is to carefully guide you through the Home Loan and Real Estate process, so that you can confidently make the best decisions for you
Eagle Home Mortgage has offered full-service home lending and refinancing options to customers. It is Eagle’s mission to remove the barriers to homeownership by providing every customer with an elite team of mortgage advisors, a competitive financial package, and the industry's best digital mortgage experience.
Ryan Grant Team - A Professional Mortgage Experience
100 Spectrum Center Dr #750, Irvine, CA, 92618
The Ryan Grant Team has been a pioneer in transforming the way that the consumer looks at their mortgage lending relationship. For over 13 years, Ryan and his team of outstanding professionals have provided a level of value to their clients that is not common in the mortgage business.
PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc.
Carlyle Capital is an asset-based private lender and asset management company in the business of deploying capital against real estate,typically as short-term bridge loans to acquire, refinance,re-purpose, or develop real estate holdings.Carlyle Capital’s extensive strategic partners provide the ability to competitively fund deals of any magnitude.
