USDA Loan Vs. FHA loan for La-Conner, WA [Skagit County ]

In 2025, USDA loan limit in La-Conner, county of Skagit, WA is $324,700 while FHA limit is $405,950 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in La-Conner, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(360) 734-2043 23 miles Lender's profile and map Reviews Industrial Credit Union 1100 North State Street, Bellingham, WA, 98225 Industrial Credit Union has been a part of Whatcom County for 80 years. With over $307 million in assets and nearly 35, 000 members we’re invested in our community and Industrial members know our employees as friends and neighbors. As a credit union and as individuals we’re constantly growing, learning and improving.
(360) 631-7999 23 miles Lender's profile and map Reviews Advisory Lending Group 119 N Commercial St, Suite 240, Bellingham, WA, 98225 Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing
(360) 676-1168 23 miles Lender's profile and map Reviews WECU 600 E Holly St, Bellingham, WA, 98225 WECU, we strive to make a meaningful difference in the lives of our members. That’s why we commit our people, capital, and ideas to help our members, and the communities we serve, grow. Taking care of our members means taking care of our people first. That’s why we strive to be an employer of choice by offering market-leading pay.
(360) 671-8044 26 miles Lender's profile and map Reviews Neighborhood Mortgage 4164 Meridian Street, Suite 108, Bellingham, WA, 98226 Neighborhood Mortgage is a locally owned mortgage company located in Bellingham, Washington. Our company mission is to provide superior customer service and offer a variety of mortgage products including: purchase mortgages, refinances, FHA Loans, VA Loans, USDA Loans, Reverse Mortgage Loans, Section 184 Loans, Construction Loans and more.
(360) 739-1079 26 miles Lender's profile and map Reviews Hyak Financial 2435 Strider Ln, Suite 105, Bellingham, WA, 98226 Hyak Financial provides a wide variety of commercial mortgage products and business financing services. With over 90 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial Team has the experience to find the best rates and terms on most commercial real estate or business financing transactions.
(360) 435-5400 30 miles Lender's profile and map Reviews MountainCrest Credit Union 3710 168th Street NE, Suite A108, Arlington, WA, 98223 Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.
(425) 263-3500 33 miles Lender's profile and map Reviews Mountain Pacific Bank 3732 Broadway, Everett, WA, 98201 Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.
(425) 405-9973 33 miles Lender's profile and map Reviews SnoCope Credit Union 3130 Rockefeller Avenue, Everett, WA, 98201 A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
(206) 774-2900 33 miles Lender's profile and map Reviews Nordstrom Federal Credit Union 2701 Hoyt Avenue, Everett, WA, 98201 Member-owned and serving Nordstrom employees since 1936, Nordstrom Federal Credit Union is dedicated to providing superior service and financial products. Our members enjoy perks like custom-tailored loan terms, competitive dividend rates, and convenient online banking services. Experience a different, better kind of banking.