USDA VS FHA in Burlington, Skagit County, WA

In 2025, the USDA loan cap for Burlington, in the county of Skagit, WA, is set at $379,000. Meanwhile, the FHA loan limit for single-family residences is $545,100.

Utilize the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates. Determine necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, supporting you in choosing the most suitable program for your financial needs in .

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Loan Limits and Down Payment Requirements in Burlington, Skagit, WA for 2025

Loan Type Loan Limit Down Payment
USDA $379,000 0%
FHA $545,100 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Burlington, WA

At Lendersa®, our aim is to secure you the best possible USDA or FHA loan expeditiously and without hassle. Start with one of our three pathways to match you with lenders and align with optimal USDA loan programs.

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Understanding the USDA Loan in WA

The USDA home loan is a government-backed program by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. Available exclusively in rural areas, its distinction lies in requiring no down payment, unlike FHA loans which necessitate a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dollar Funding Inc Mortgage Broker
  • 3146 Route 27, Suite 201, Kendall Park, NJ, 08824
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you
  • Paterson Police Federal Credit Union
  • 111 Broadway, Paterson, NJ, 07501
  • Since its inception in 1953 the Paterson Police Federal Credit Union has been serving members of the Paterson Police Department with exceptional financial products. Currently led by Danny Nichols, and staffed by John Russo and John Altonjy the Paterson Police FCU has grown its membership to over 1000 with more than $5, 000, 000 in assets.
  • Hard Money Lenders New Jersey
  • 237 River St, 5th Floor, Paterson, NJ, 07501
  • Hard Money Lenders New Jersey offers a new and innovative way to invest in real estate in the states in New York NY and New Jersey NJ in which we offer our investors a way to be participant in the growth of the commercial and real estate market. Hard Money Loans offer a high return on investment with a controlled risk.
  • Prodigy Mortgage Corp
  • 3 Dalewood Court, New City, NY, 10956
  • Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
  • Embassy Funding LLC
  • 216 Congers Road Suite 3-A, New City, NY, 10956
  • Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida. Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
  • MLB Residential Lending, LLC
  • 51 Commerce Street, Suite 101, Springfield, NJ, 07081
  • MLB Residential Lending serves the lending needs of home buyers, home owners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. As a community-focused lender,
  • KEYPOINT MORTGAGE, LLC
  • 150 Morris Avenue Suite 206,, Springfield, NJ, 7081
  • At Keypoint Mortgage LLC, we are proud to offer a wide range of mortgage loan options for clients at all levels, from first-time buyers through seasoned real estate investors. To help determine the best loan program for you, consider the following: How important is payment certainty? If knowing that your payment will be the same
  • PRIME TIME MORTGAGE CORPORATION
  • 275 US-22, Springfield Township, Springfield, NJ, 07081
  • Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.
  • AMERICAN UNITED MORTGAGE CORPORATION
  • 210 Haven Avenue, Scotch Plains, NJ, 07076
  • American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.