USDA Vs. FHA your options comparison in Barberton, Clark County, WA

The USDA loan limit in Barberton, county of Clark, WA, for 2026 is $478,400, whereas the FHA limit for a single-family home is $672,750.

Utilize Lendersa®'s USDA loan calculator to compare today’s prime USDA versus FHA rates and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best financial program in Alabama for your needs.

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Current 2026 Loan Limits and Down Payment Requirements in Barberton, county of Clark, WA

Loan Type Loan Limit Down payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Barberton, WA

Lendersa® seeks to provide you with the most suitable USDA or FHA loan swiftly and efficiently. Choose from three starting points to find matching lenders.

Lendersa USDA loan request and results

What are USDA Loans in WA?

A USDA loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural areas. In contrast, FHA loans require a 3.5% minimum down payment, but USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Barberton Lenders

  • Creekside Mortgage, Inc.
  • 4601 NE 77th Ave, Suite 100, Vancouver, WA, 98662
  • Lends in Washington
  • You could search the Pacific NW high and low and never find a company more dedicated to you, the borrower. With more than 80+ years of combined experience in the real estate industry, our professionals work hard for you to ensure a smooth and successful transaction. We are committed to quality customer service - putting the people we serve first.

  • Cascade Northern Mortgage
  • 7710 Northeast Greenwood Drive, Suite 170, Vancouver, WA, 98662
  • Lends in Washington
  • Cascade Northern Mortgage is a trusted name for your mortgage needs. With nearly 4 decades of experience in the mortgage industry and licensed mortgage brokers in both Washington and Oregon, we can help you achieve the financial solution that works best for you. As experienced mortgage loan officers.

  • People's Community Federal Credit Union
  • 7403 NE Hazel Dell Avenue, Vancouver, WA, 98665
  • Lends in Washington
  • People's Community Federal Credit Union provides loan and deposit services to members in Clark, Cowlitz and Skamania Counties. Our branches are located in Hazel Dell, The Vancouver Waterfront, Fishers Landing, Ridgefield and Battle Ground, Washington. We have been serving the citizens of Vancouver and Clark County for over 60-years.

  • Alliance Commercial Credit Group
  • 8002 NE Highway, Suite 503, Vancouver, WA, 98665
  • Lends in Washington
  • Since 1995, Alliance Commercial Credit Group has specialized in providing alternative financing to companies throughout the Western United States. Guided by its founder, Suzy Oubre, the company has placed more than $75 million in financing to more than 100 companies in virtually every industry group.

  • Brian Stone & PNW Loans
  • 11112 NE 51st Circle, Vancouver, WA, 98682
  • Lends in Washington
  • We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.

  • Belay Mortgage Group Inc
  • 316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663
  • Lends in Washington
  • "Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage.

    Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549

  • U-Mortgage
  • 201 NE Park Plaza Dr, Suite 135, Vancouver, WA, 98684
  • Lends in Washington
  • Our mission is to serve our clients with honesty, integrity and competence. Our goal is to not only provide home loans, but to educate our clients so they have a complete understanding on how the loan itself works. It is our belief that the more you know and understand how your loan operates.

  • Lloyd White, Jr
  • 13115 NE 4th Street, Suite 160, Vancouver, WA, 98684
  • Lends in Washington
  • Summit Mortgage Corporation - NMLS 3236, NMLS Access https://nmlsconsumeraccess.org/, is a Portland-based direct lender licensed in Oregon, Washington, California, and Idaho. We've been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves in doing so.

  • NW Funding Group- Bill Black
  • 12411 SE 2nd circle, Vancouver, WA, 98684
  • Lends in Washington
  • We are a full-service mortgage company based in Vancouver, WA. We specialize in Jumbo- 12 month Bank Statement in Vancouver. We also serve the surrounding cities in Clark County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, a better rate and term, we can assist you.

  • Key One Financial Inc.
  • 15524 SE Mill Plain Blvd, Suite 200A, Vancouver, WA, 98684
  • Lends in Washington
  • Working with Erin and Key One Financial Inc., you can expect to be kept completely up to date on your loan process, giving you the peace of mind needed to focus on the other aspects of buying a home. Erin addresses the far reaching impact the mortgage will have today and well into the future through his expertise with different situations.