USDA Vs. FHA Pro and Con comparison in Salmon-Creek, Clark County, WA

In the year 2025, the USDA loan limit set for Salmon-Creek, located in Clark county, WA, is $439,800. In contrast, the FHA limit for a single-family residence is $517,500.

Utilize the Lendersa® USDA loan calculator to assess the most competitive USDA versus FHA rates currently available. This tool provides insight into the income, credit standing, reserves, and documents needed for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in finding the best match for your financial situation in .

Examine loan offers from an array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Salmon-Creek, County of Clark, WA

Loan Type Loan Limit Down Payment
USDA $439,800 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Salmon-Creek, WA

The mission of Lendersa® is to swiftly connect you with the most favorable USDA or FHA loan, without experiencing any inconvenience. Choose from three initial pathways to match with lenders and USDA programs.

Lendersa USDA loan request outcomes

Understanding USDA Loans in WA

A USDA home loan, secured by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it is available exclusively in rural neighborhoods. Unlike FHA loans which require a minimum of 3.5% down payment, USDA loans have no down payment requirement, making them particularly appealing for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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