USDA and FHA Pro and Con in Lake-Shore, Clark County, WA
As of 2026, the USDA loan limit in Lake-Shore, within the county of Clark, WA, is established at $439,800. In contrast, the FHA limit for a single-family home is $517,500.
Utilize Lendersa®'s USDA loan calculator to compare the most competitive USDA versus FHA rates today, determining the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Lake-Shore, County of Clark, WA
Loan Type
Loan Limit
Down Payment
USDA
$439,800
0%
FHA
$517,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lake-Shore, WA
Lendersa®'s objective is to quickly secure you the best possible USDA or FHA loan without hassle. Choose one of three starting paths that match you with the right lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture and commonly known as a USDA rural development loan, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment at all.
People's Community Federal Credit Union provides loan and deposit services to members in Clark, Cowlitz and Skamania Counties. Our branches are located in Hazel Dell, The Vancouver Waterfront, Fishers Landing, Ridgefield and Battle Ground, Washington. We have been serving the citizens of Vancouver and Clark County for over 60-years.
Since 1995, Alliance Commercial Credit Group has specialized in providing alternative financing to companies throughout the Western United States. Guided by its founder, Suzy Oubre, the company has placed more than $75 million in financing to more than 100 companies in virtually every industry group.
316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663
Lends in Washington
"Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage.
Longshoremen’s Local 4 Federal Credit Union was established on the evening of March 1, 1956. The original name of the credit union was 1-4 Federal Credit Union. It was located in the hiring hall with limited hours of operation. We were founded by Local 4 Longshoremen to serve members of Local 4 and their families
Riverview Bancorp, Inc. is the holding company of Riverview Community Bank, a progressive community-oriented financial institution that emphasizes local, personal service throughout Southwest Washington and the Portland metropolitan area. The Company provides personal and commercial financial solutions through its network of 17 branches.
Columbia Credit Union has been committed to our members. We uphold our fundamental responsibility to serve people within our field of membership and, as appropriate, the communities they live in. We deliver a range of products and services which reflect the diverse economic and social composition of our members and potential members.
500 West Eighth Street, Suite 45, Vancouver, WA, 98660
Lends in Washington
With over three decades in the mortgage industry and thousands of funded loans, we are experts in innovative mortgage financing. Today, challenging mortgage applications often get turned down for being “outside of the box”, but not at Wealthbridge. We want to help build your future, not make it harder.
DC Lending started in 1998 as a new family operated mortgage company. As we moved into the second generation of business, one of our sons settled in Portland and another daughter settled in Eastern Washington. With this new generation, our family decided to continue to share our knowledge, and passion for the industry.
Davis Financial, LLC founer of Howie Davis 16 years of experience as a loan originator, and with degrees in finance and accounting, my background enables me to provide excellent service and sound advice to my clients. Customer service is the cornerstone of my business. I truly enjoy helping and educating clients about the loan process.
You could search the Pacific NW high and low and never find a company more dedicated to you, the borrower. With more than 80+ years of combined experience in the real estate industry, our professionals work hard for you to ensure a smooth and successful transaction. We are committed to quality customer service - putting the people we serve first.
