USDA Vs. FHA Pro and Con comparison in Lake-Shore, Clark County, WA
As of 2025, the USDA loan limit in Lake-Shore, within the county of Clark, WA, is established at $439,800. In contrast, the FHA limit for a single-family home is $517,500.
Utilize Lendersa®'s USDA loan calculator to compare the most competitive USDA versus FHA rates today, determining the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Lake-Shore, County of Clark, WA
Loan Type
Loan Limit
Down Payment
USDA
$439,800
0%
FHA
$517,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lake-Shore, WA
Lendersa®'s objective is to quickly secure you the best possible USDA or FHA loan without hassle. Choose one of three starting paths that match you with the right lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture and commonly known as a USDA rural development loan, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment at all.
1503 South Coast Drive, Suite 106, Costa Mesa, CA, 92626
"We know that each customer has specific needs when it comes to mortgage and real estate. With our wide array of mortgage products, investment tools and technology coupled with over 20 years of lending experience we aim to give our clients the service they deserve.
Today's technology is providing a more productive environment to work in."
Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years. and Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate.
600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626
Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
9042 Garfield Ave Ste 202-D, Huntington Beach, CA, 92646
At Streamline Mortgage Corporation, our ultimate goal is to serve our clients with honesty, integrity, and competence. We provide our clients with the information needed to make well-informed decisions about the mortgage process and help borrowers overcome roadblocks that can arise while securing a loan. In addition to giving customer satisfaction
9042 Garfield Ave. Suite 207, Huntington Beach, CA, 92646
With over 25 years of Mortgage Industry experience, The de Courcy group has proficiency in virtually every type of Real Estate Financing combined with a commitment to building lifelong relationships with our clients. The de Courcy Group is partnered with Seacliff Mortgage, a Mortgage Broker located in Huntington Beach, CA. We utilize cutting edge t
17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92646
We are a family company located in Huntington Beach, California. We pride ourselves on providing the best service to every customer. This means being attentive to each person’s individual needs. We offer a wide range of loan programs that most other lenders are just simply not equipped to offer.
19126 Magnolia St, Suite 101, Huntington Beach, CA, 92646
Michael Huynh believe the role of a real estate professional is to guide you through the buying and selling process taking the time to make sure you understand every step of the transaction, been a resident of the area, Michael know the community and have in-depth real estate experience.
20902 Brookhurst Street Street, Suite 209, Huntington Beach, CA, 92646
Pacific Shores Financial Home Loans is an independent and part of American Capital Corporation, our larger parent company headquartered in El Segundo, California. We are a direct lender which gives us the ability to underwrite, approve and fund our own loans with our in house bank ACBN.
9114 Adams Avenue, Suite 570, Huntington Beach, CA, 92646
Sahakian Arvin is mission to make your mortgage process stress-free and transparent so you can buy your new home or refinance quickly with confidence. and also My goal is to help you truly understand everything about your mortgage before you commit to it. When you’re armed with the knowledge, you can make the right decisions every time
9042 Garfield Avenue, Suite 207, Huntington Beach, CA, 92646
SeaCliff Mortgage, we have access to hundreds of banks to be competitive and match up the right loan for each borrower. And not all banks are the same. Some will do what others won’t. This is the beauty of working with a knowledgeable broker and options that not every bank has to meet your needs.Our goal is your satisfaction.
