USDA Vs. FHA Pro and Con comparison in Minnehaha, Clark County, WA

In the year 2025, the USDA loan limit in Minnehaha, county of Clark, WA, is marked at $478,400. For a single-family dwelling, the FHA loan limit is $672,750.

Explore the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates, identifying necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, helping you decide which program suits your financial needs in best.

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2025 Loan Limits and Downpayment Requirements in Minnehaha, County of Clark, WA

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Minnehaha, WA

The primary objective of Lendersa® is to efficiently secure the most suitable USDA or FHA loan for you. Start with one of three strategies that will connect you to corresponding lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Explaining the USDA Loan in WA

The USDA home loan is secured by the government through the Department of Agriculture, often termed a USDA rural development loan or mortgage, and caters exclusively to rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premier Bank
  • 200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
  • Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.
  • Southpoint Financial Services
  • 8143 Navarre Pkwy, Navarre, FL, 32566
  • "SouthPoint Financial Services is a full service, Georgia based, mortgage lender which offers government backed loans and conventional loans. We can help you buy your first home or refinance your existing home, vacation home, or investment property. We've also expanded to twelve states to better service clients around the country"
  • Eagle Home Loans LLC
  • 2165 Castle Grove Drive, Navarre, FL, 32566
  • Eagle Home Loans is 100% veteran owned and operated. We pride ourselves on being in touch with the needs of the local community and providing affordable housing options to the town of Clarksville as well as the citizens of the state of Tennessee. Eagle Home Loans specializes in Veterans Affair (VA) Mortgages which allow active duty military
  • A & A Mortgage
  • 3419 Brook Crossing Drive Suite #108, Navarre, FL, 32566
  • A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
  • A & A Mortgage Funding Inc
  • 8402 Little John Junction Road, Navarre, FL, 32566
  • A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
  • Bridgeway Credit Union
  • 1810 Opelika Road, Phenix City, AL, 36867
  • We work toward this by bridging generations, races & communities through education, counseling, hard work & fun. Our name & membership field has changed since that day but our passion has not. We love our community & we strive to see it in it’s best financial state. BRIDGEWAY CREDIT UNION is a company based out of 1810 Opelika Road, Phenix City, AL
  • Phenix-Girard Bank
  • 801 13th St, Phenix City, AL, 36867
  • We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.
  • LeRoy Federal Credit Union
  • 7093 West Main Road, Le Roy, NY, 14482
  • LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member