USDA VS FHA in Minnehaha, Clark County, WA

In the year 2026, the USDA loan limit in Minnehaha, county of Clark, WA, is marked at $478,400. For a single-family dwelling, the FHA loan limit is $672,750.

Explore the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates, identifying necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, helping you decide which program suits your financial needs in best.

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2026 Loan Limits and Downpayment Requirements in Minnehaha, County of Clark, WA

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Minnehaha, WA

The primary objective of Lendersa® is to efficiently secure the most suitable USDA or FHA loan for you. Start with one of three strategies that will connect you to corresponding lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Explaining the USDA Loan in WA

The USDA home loan is secured by the government through the Department of Agriculture, often termed a USDA rural development loan or mortgage, and caters exclusively to rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Minnehaha Lenders

  • Belay Mortgage Group Inc
  • 316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663
  • Lends in Washington
  • "Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage.

    Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549

  • People's Community Federal Credit Union
  • 7403 NE Hazel Dell Avenue, Vancouver, WA, 98665
  • Lends in Washington
  • People's Community Federal Credit Union provides loan and deposit services to members in Clark, Cowlitz and Skamania Counties. Our branches are located in Hazel Dell, The Vancouver Waterfront, Fishers Landing, Ridgefield and Battle Ground, Washington. We have been serving the citizens of Vancouver and Clark County for over 60-years.

  • Alliance Commercial Credit Group
  • 8002 NE Highway, Suite 503, Vancouver, WA, 98665
  • Lends in Washington
  • Since 1995, Alliance Commercial Credit Group has specialized in providing alternative financing to companies throughout the Western United States. Guided by its founder, Suzy Oubre, the company has placed more than $75 million in financing to more than 100 companies in virtually every industry group.

  • Creekside Mortgage, Inc.
  • 4601 NE 77th Ave, Suite 100, Vancouver, WA, 98662
  • Lends in Washington
  • You could search the Pacific NW high and low and never find a company more dedicated to you, the borrower. With more than 80+ years of combined experience in the real estate industry, our professionals work hard for you to ensure a smooth and successful transaction. We are committed to quality customer service - putting the people we serve first.

  • Cascade Northern Mortgage
  • 7710 Northeast Greenwood Drive, Suite 170, Vancouver, WA, 98662
  • Lends in Washington
  • Cascade Northern Mortgage is a trusted name for your mortgage needs. With nearly 4 decades of experience in the mortgage industry and licensed mortgage brokers in both Washington and Oregon, we can help you achieve the financial solution that works best for you. As experienced mortgage loan officers.

  • Longshoremen’s Local 4 Federal Credit Union
  • 1209 Ingalls Street, Vancouver, WA, 98660
  • Lends in Washington
  • Longshoremen’s Local 4 Federal Credit Union was established on the evening of March 1, 1956. The original name of the credit union was 1-4 Federal Credit Union. It was located in the hiring hall with limited hours of operation. We were founded by Local 4 Longshoremen to serve members of Local 4 and their families