USDA Vs. FHA Pro and Con comparison in Burien, King County, WA

In 2026, the USDA loan limit in Burien, King county, WA, is $713,000. Meanwhile, the FHA limit for a single-family home is $977,500.

Use the Lendersa® USDA loan calculator to compare today's ideal USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Burien, King, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in Burien, WA

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you. Select one of three starting points leading to matched lenders and USDA loan opportunities.

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Understanding USDA Loans in WA

A USDA home loan, supported by the Department of Agriculture and also referred to as a USDA rural development loan or mortgage, is specifically intended for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment, making them appealing to rural home buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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