USDA Vs. FHA your options comparison in Normandy-Park, King County, WA

As of 2026, the USDA loan limit in Normandy-Park, situated in the county of King, WA, is $659,800. In contrast, the FHA loan limit for a single-family home in the same area reaches $776,250.

To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps you understand the income, credit score, reserve funds, and documentation required to qualify. The advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, facilitating your decision-making process for finding the perfect financial solution in .

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Understanding the loan limits and down payment needs for 2026 in Normandy-Park, county of King, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Exploring USDA and FHA loan options in Normandy-Park, WA

The primary aim of Lendersa® is to swiftly and effortlessly connect you with the optimal USDA or FHA loan. Begin with one of three approaches that align lenders with USDA loan programs.

Lendersa USDA loan request and matching results

Deciphering USDA Loans in WA

A USDA home loan, guaranteed by the government Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is accessible exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages come with no down payment obligation at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Normandy-Park Lenders

  • Adam Gilbert - Seattle Mortgage Brokers
  • 258 S 171st St, Burien, WA, 98148
  • Lends in Washington
  • Seattle Mortgage Brokers. We are here to serve you by guiding you through your new home purchase or refinancing, answering your questions, and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process in Washington State. You can find out more about us by filling out an application for a new mortgage.

  • Certain Lending
  • 16300 Christensen Rd, Suite 350, Seattle, WA, 98188
  • Lends in Washington
  • We started Certain Lending to standardize mortgage lending and correct market inefficiencies through software. We created a direct lending company to research, develop and perfect the borrower experience, loan origination, and capital markets features that a successful platform must address.

  • BECU
  • 12770 Gateway Drive S, Tukwila, WA, 98168
  • Lends in Washington
  • As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.

  • Cascade Federal Credit Union
  • 18020 80th Avenue S, Kent, WA, 98032
  • Lends in Washington
  • Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.

  • Rhonda Porter - Mortgage Master Service Corp.
  • 20425 72nd Avenue S, Suite 210, Kent, WA, 98032
  • Lends in Washington
  • Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.

  • Kent Jewelry & Loan
  • 624 West Meeker St, Kent, WA, 98032
  • Lends in Washington
  • Affordable Goods Since the 1980's, Kent Jewelry & Loan has been serving Washington residents with used retail items at reasonable prices. As Kent's oldest pawn shop, our family-owned and operated business has never failed to supply a large variety of used firearms, jewelry, electronics, sporting goods

  • E-Lending Inc.
  • 4505 Somerset Lane, Kent, WA, 98032
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kiel Mortgage
  • 20425 72nd Ave S, Suite 210, Kent, WA, 98032
  • Lends in Washington
  • Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.

  • MORTGAGE MASTER SERVICE CORPORATION
  • 20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032
  • Lends in Washington
  • Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.

  • Waterfront Credit Union
  • 6419 Fauntleroy Way SW, Seattle, WA, 98136
  • Lends in Washington
  • Waterfront Federal Credit Union is a not-for-profit, member-owned financial cooperative. We are a dedicated, unionized partner with a closed field of membership, allowing us to provide the unique and individualized service our members expect and cannot find anywhere else.Waterfront Credit Union