USDA and FHA Pro and Con in Normandy-Park, King County, WA

As of 2025, the USDA loan limit in Normandy-Park, situated in the county of King, WA, is $659,800. In contrast, the FHA loan limit for a single-family home in the same area reaches $776,250.

To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps you understand the income, credit score, reserve funds, and documentation required to qualify. The advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, facilitating your decision-making process for finding the perfect financial solution in .

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Understanding the loan limits and down payment needs for 2025 in Normandy-Park, county of King, WA

Loan Type Loan Limit Down Payment
USDA $659,800 0%
FHA $776,250 3.5%
Conventional Conforming $776,250 3%

Exploring USDA and FHA loan options in Normandy-Park, WA

The primary aim of Lendersa® is to swiftly and effortlessly connect you with the optimal USDA or FHA loan. Begin with one of three approaches that align lenders with USDA loan programs.

Lendersa USDA loan request and matching results

Deciphering USDA Loans in WA

A USDA home loan, guaranteed by the government Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is accessible exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages come with no down payment obligation at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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