In 2026, the USDA loan limit in Des-Moines, within King county, WA, is set at $659,800. In contrast, the FHA limit for a single-family home is $776,250.
Utilize the Lendersa® USDA loan calculator to compare current top USDA and FHA rates. This will help you assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays side-by-side comparisons of USDA, FHA, Conforming, and VA programs to assist in selecting the most suitable option for your financial conditions in .
2026 Loan Limits and Downpayment Requirements in Des-Moines, King, WA
Loan Type
Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
USDA and FHA Loan Options in Des-Moines, WA
The purpose of Lendersa® is to quickly connect you with the best available USDA or FHA loan. Choose from three starting methods leading you to suitable lenders and USDA loan programs.
A USDA home loan is secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural locations. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
Seattle Mortgage Brokers. We are here to serve you by guiding you through your new home purchase or refinancing, answering your questions, and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process in Washington State. You can find out more about us by filling out an application for a new mortgage.
16300 Christensen Rd, Suite 350, Seattle, WA, 98188
Lends in Washington
We started Certain Lending to standardize mortgage lending and correct market inefficiencies through software. We created a direct lending company to research, develop and perfect the borrower experience, loan origination, and capital markets features that a successful platform must address.
As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.
Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.
Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.
Affordable Goods Since the 1980's, Kent Jewelry & Loan has been serving Washington residents with used retail items at reasonable prices. As Kent's oldest pawn shop, our family-owned and operated business has never failed to supply a large variety of used firearms, jewelry, electronics, sporting goods
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.
20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032
Lends in Washington
Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.
Since 1923, we have built our reputation as a provider of financial solutions, a concierge of professional connections, and a partner in community service. First Financial Northwest Bank - providing personalized service that drives us to deliver Unique, Innovative financial solutions across 15 branches in King, Snohomish and Pierce County.
