USDA Vs. FHA Pro and Con comparison in Des-Moines, King County, WA
In 2025, the USDA loan limit in Des-Moines, within King county, WA, is set at $659,800. In contrast, the FHA limit for a single-family home is $776,250.
Utilize the Lendersa® USDA loan calculator to compare current top USDA and FHA rates. This will help you assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays side-by-side comparisons of USDA, FHA, Conforming, and VA programs to assist in selecting the most suitable option for your financial conditions in .
2025 Loan Limits and Downpayment Requirements in Des-Moines, King, WA
Loan Type
Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
USDA and FHA Loan Options in Des-Moines, WA
The purpose of Lendersa® is to quickly connect you with the best available USDA or FHA loan. Choose from three starting methods leading you to suitable lenders and USDA loan programs.
A USDA home loan is secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural locations. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
We understand that each customer has specific needs, so here at MJ Mortgage & Tax Services Inc., we strive to provide our clients with enhanced services and follow-though. Because of our many years in both the lending and the real estate industries, we make the complicated process seem easy and straightforward.
375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317
Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you
2111 North Franklin Dr, Suite 200, Washington, PA, 15301
For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,
In June of 1959, a group of school employees met to consider the formation of a credit union for their co-workers in the greater Washington, PA area. From this original group of 10, each contributing $5.25, the Washington Area Teachers Federal Credit Union was chartered. By the end of 1959 the credit union had grown to 52 active members.
Wabellco Federal Credit Union is a not-for-profit collective savings institution that began in 1955 and continues to this day. Our goal is to provide members with financial products and services to meet their needs, at reasonable rates. Remember, at a credit union, unlike other financial institutions, the members are the owners.
CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.
4091 Mount Royal Boulevard, Allison Park, PA, 15101
Enterprise Bank first opened its doors for business in October 1998. Since that day, it has continued to change the expectations small business owners have for their financial institutions. The main reason is this: Enterprise Bank is the region’s only bank created to address the particular needs of entrepreneurs, startups & businesses in distress.
The Griffith Institute Employees Federal Credit Union was established in 1961 by a group of teachers employed by the Griffith Institute Central School District. The Credit Union was created to allow the employees of the school district access to savings and loan accounts. In 2002, GIEFCU’s field of membership was expanded to include employees.
