USDA and FHA Pro and Con in Des-Moines, King County, WA
In 2026, the USDA loan limit in Des-Moines, within King county, WA, is set at $659,800. In contrast, the FHA limit for a single-family home is $776,250.
Utilize the Lendersa® USDA loan calculator to compare current top USDA and FHA rates. This will help you assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays side-by-side comparisons of USDA, FHA, Conforming, and VA programs to assist in selecting the most suitable option for your financial conditions in .
2026 Loan Limits and Downpayment Requirements in Des-Moines, King, WA
Loan Type
Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
USDA and FHA Loan Options in Des-Moines, WA
The purpose of Lendersa® is to quickly connect you with the best available USDA or FHA loan. Choose from three starting methods leading you to suitable lenders and USDA loan programs.
A USDA home loan is secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural locations. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
Bivins Federal Credit Union has been open since 1940. The credit union has assets totaling $6.57 Million and provides banking services to more than 500 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
109 West Yellowstone Trail, Buffalo Lake, MN, 55314
CenBank strives on being a community based bank where the customer is not just a number. The staff at CenBank values the time spent with customers to build relationships and work towards their financial success. CenBank offers a variety of deposit and business accounts as well as lending options to fit your financial needs.
BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.
The Citizens National Bank is here to help your business. We offer a wide variety of products to include commercial and agricultural real estate loans, residential rental real estate loans, seasonal operating lines of credit, as well as, machinery and equipment financing. These are just a few ways we can help.
New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.
Farmers & Merchants State Bank has been locally owned and operated within our community for more than 110 years. As a local bank, we have the luxury of providing the friendly service and respect that should be expected of a small-town bank, while offering every banking service and also full-service personal and business banking to proven lending po
At Keystone Home Finance, LLC OUR TEAM'S MISSION IS TO PROVIDE YOU WITH THE HIGHEST QUALITY FINANCING OPTIONS THROUGHOUT THE LOCAL AREA. WE HAVE OVER 15 YEARS OF EXPERIENCE, AND WE'LL HELP YOU GO FROM APPLICATION TO THE CLOSING TABLE! SERVING THE ENTIRE STATE OF MINNESOTA. Audrey Heinen-Nierenhausen and her team have over 17 years of experience
FirstBank of Nebraska is a locally owned, independent community bank with branches in Wahoo, Syracuse, Sterling and Burchard. As an FDIC-insured bank, we offer a full range of banking products to satisfy the unique needs of individuals, farmers and businesses of all sizes. Our local staff takes pride in getting to know our customers.
