USDA and FHA Pro and Con in Camas, Clark County, WA

In 2026, the USDA loan limit for Camas in Clark County, WA is $478,400, whereas the FHA limit for a single-family home is $672,750.

Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, identifying the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, guiding you in selecting the best fit for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Camas, Clark, WA

Loan Type Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Camas, WA

Lendersa® aims to quickly and efficiently connect you with the best USDA or FHA loan. Choose one of three starting options that result in matching lenders and the USDA loan programs tailored to your needs.

Results of Lendersa USDA loan applications and matching outcomes

What is a USDA Loan in WA?

The USDA home loan, also known as a USDA rural development loan or mortgage, is supported by the Department of Agriculture and available solely in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Camas Lenders

  • Granite Home Loans
  • 418 NE 4th Ave, Suite 109, Camas, WA, 98607
  • Lends in Washington
  • Our mission is to provide quality English language instruction through a variety of courses to international and local students in a professional and supportive atmosphere utilizing our unique English teaching methodology.Our mission is to provide quality English language instruction through a variety of courses to international.

  • Brian Stone & PNW Loans
  • 11112 NE 51st Circle, Vancouver, WA, 98682
  • Lends in Washington
  • We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.

  • U-Mortgage
  • 201 NE Park Plaza Dr, Suite 135, Vancouver, WA, 98684
  • Lends in Washington
  • Our mission is to serve our clients with honesty, integrity and competence. Our goal is to not only provide home loans, but to educate our clients so they have a complete understanding on how the loan itself works. It is our belief that the more you know and understand how your loan operates.

  • Lloyd White, Jr
  • 13115 NE 4th Street, Suite 160, Vancouver, WA, 98684
  • Lends in Washington
  • Summit Mortgage Corporation - NMLS 3236, NMLS Access https://nmlsconsumeraccess.org/, is a Portland-based direct lender licensed in Oregon, Washington, California, and Idaho. We've been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves in doing so.

  • NW Funding Group- Bill Black
  • 12411 SE 2nd circle, Vancouver, WA, 98684
  • Lends in Washington
  • We are a full-service mortgage company based in Vancouver, WA. We specialize in Jumbo- 12 month Bank Statement in Vancouver. We also serve the surrounding cities in Clark County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, a better rate and term, we can assist you.

  • Key One Financial Inc.
  • 15524 SE Mill Plain Blvd, Suite 200A, Vancouver, WA, 98684
  • Lends in Washington
  • Working with Erin and Key One Financial Inc., you can expect to be kept completely up to date on your loan process, giving you the peace of mind needed to focus on the other aspects of buying a home. Erin addresses the far reaching impact the mortgage will have today and well into the future through his expertise with different situations.

  • DIRECTORS MORTGAGE
  • 315 NE 192nd Ave, Suite, Suite 305, Vancouver, WA, 98684
  • Lends in Washington
  • Directors Mortgage specializes in residential mortgage loans, purchases, refinances, construction loans, reverse mortgages & debt consolidation. Each Sr. Mortgage Specialist on our team has an average of 10 years experience in the mortgage industry. We are no stranger to getting our clients into the homes of their dreams..

  • NorthWest Funding Group
  • 12411 SE 2nd Cir, Vancouver, WA, 98684
  • Lends in Washington
  • The NorthWest Funding Group Team is committed to providing clients with a wide selection of home loans combined with incredible service. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true

  • Cascade Home Loans
  • 16508 Southeast 24th Street, Suite 102, Vancouver, WA, 98683
  • Lends in Washington
  • Cascade Home Loans Helping others to buy, sell and finance real estate is what drives us and dealing with the challenges along the way. Today there is no shortage of challenges and we believe the constant changes are what keep us excited about this industry. Sure, it would nice if everything was easier but hard things tend to be the better.

  • ADAIR FINANCIAL SERVICE LLC
  • 1311 SE Cardinal Ct, Suite 100, Vancouver, WA, 98683
  • Lends in Washington
  • Adair financial service is the best home loan program for your future is more than a job description, it’s our commitment. We pride ourselves in exceptional service and innovative products—and strive to ensure that all of our customers are treated with respect, courtesy and professionalism.