In 2026, the USDA loan limit for Washougal, in Clark county, WA, is $478,400. On the other hand, the FHA limit for a single-family home is set at $672,750.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, assessing the essential income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in determining which program in aligns best with your financial circumstances.
2026 Loan Limits and Downpayment Details in Washougal, Clark, WA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Washougal, WA
Lendersa® aims to quickly secure the most advantageous USDA or FHA loans without hassle. Choose one of three paths to connect with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is applicable only in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.
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