USDA Vs. FHA Pro and Con comparison in Vancouver, Clark County, WA

For 2025, the USDA loan limit in Vancouver, Clark county, WA, is $478,400. In contrast, the FHA limit for a single-family home is $672,750.

Utilize the Lendersa® USDA loan calculator to assess today's prime USDA versus FHA rates. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision for the most appropriate program in for your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Vancouver, Clark, WA

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Vancouver, WA

At Lendersa®, our mission is to connect you swiftly to the best USDA or FHA loan without hassle. Start with one of three steps that lead to matching lenders and potential USDA loan programs.

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What is a USDA Loan in WA?

A USDA home loan, supported by the Department of Agriculture and sometimes referred to as a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, offering an easier path to homeownership in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Heritage Financial Corporation
  • 3478 Kennedy Blvd, Jersey City, NJ, 07307
  • Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
  • Prime Mortgage Company
  • 460 Bergen Blvd, Suite 307, Palisades Park, NJ, 07650
  • We are licensed mortgage broker company with an experienced licensed loan officers offering expertise in every aspect of mortgage lending including purchase and refinance for both residential and commercial mortgages. We are dedicated to providing financial solutions and servicing with impeccable integrity, and to offer best available loan.
  • BrickWood Mortgage Inc.
  • 1601 Glenns Bay Rd., Surfside Beach, SC, 29575
  • Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.
  • K Hovnanian American Mortgage
  • 90 Matawan Rd, Matawan, NJ, 07747
  • Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
  • Community State Bank FL
  • 811 South Walnut Street, Starke, FL, 32091
  • Community State Bank has remained true to the dream of our founders: to provide quality service to the community in which we live and work. We are still going strong, and we hope to be there for every important phase of your life, from buying your first home, to starting your own business, to saving for retirement.
  • Tristar Mortgage
  • 711 Forest Ave, Staten Island, NY, 10310
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you
  • Vermont VA Federal Credit Union
  • 1285 VA Cutoff Road, White River Junction, VT, 05001
  • Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services
  • Capital Lending
  • 8417 Bergeline Avenue, North Bergen, NJ, 07047
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, financing tools & best of all quality service & individual attention.Capital Lending Corp. has committed itself to serve the underserved-from people in urban & ethnic minority communities that many financial institutions overlook.
  • Mascoma Savings Bank
  • 263 Maple Street, White River Junction, VT, 05001
  • Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
  • LX Financial LLC
  • 185 Hudson Street, Suite 2500, Jersey City, NJ, 07311
  • LX Financial LLC is an asset-based mortgage lender and loan originator for rental and commercial properties. If it makes sense, we can fund it. We have great versatility in structuring solutions, which can include (one or more of) the following financing options/sources: LX Financial capital Our network of private lenders