USDA Vs. FHA your options comparison in Castle-Rock, Cowlitz County, WA
For 2026, the USDA loan limit in Castle-Rock, within the county of Cowlitz, WA, is $285,000. Simultaneously, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to assess and compare the most advantageous USDA versus FHA rates available today. You can determine the necessary income, credit, reserves, and other documentation needed for qualification. Our comprehensive mortgage calculator enables you to review USDA, FHA, Conforming, and VA loan options side-by-side, ensuring you choose the most suitable program for your financial goals in Alabama.
2026 Loan Limits and Down Payment Requirements in Castle-Rock, Cowlitz County, WA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Castle-Rock, WA
The objective of Lendersa® is to connect you quickly and easily with the best USDA or FHA loan options. Start with any of the three leading paths to find suitable lenders and USDA loan programs tailored for your needs.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not need any down payment, making them a favorable option.
At PUD Federal Credit Union we know you have many great choices in our local area for your financial needs, and we’ll go the extra mile to earn your business. Unlike banks, we are a non-profit which means we return our profits to you, our member-owners, which means better rates, lower fees and special discounts.
Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.
Lower Columbia Longshoremen's Federal Credit Union
629 14th Avenue, Longview, WA, 98632
Lends in Washington
Lower Columbia Longshoremen's FCU exists to provide each member with personal, professional, convenient and competitive financial services. Once you join your family members are eligible, too. This includes grandparents, parents, spouses, siblings, grandchildren, and children, they can extend the membership opportunity to their family members, too.
We're passionate about helping our members achieve their financial dreams. We're dedicated to hiring passionate, knowledgeable, and dependable individuals who are service-oriented and attentive to detail. If you're looking for a rewarding career in the financial industry and enjoy providing excellent customer service.
842 Washington Way, Suite 110, Longview, WA, 98632
Lends in Washington
Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn
Fibre Federal Credit Union was founded in 1937. Sixty-three employees of Longview Fibre Company deposited a combined $315 for the purpose of making affordable loans available to credit union members. Over the decades, we have grown to become one of the Lower Columbia region’s largest credit unions.
Longshoremen’s Local 4 Federal Credit Union was established on the evening of March 1, 1956. The original name of the credit union was 1-4 Federal Credit Union. It was located in the hiring hall with limited hours of operation. We were founded by Local 4 Longshoremen to serve members of Local 4 and their families
