For 2026, the USDA loan limit in Castle-Rock, within the county of Cowlitz, WA, is $285,000. Simultaneously, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to assess and compare the most advantageous USDA versus FHA rates available today. You can determine the necessary income, credit, reserves, and other documentation needed for qualification. Our comprehensive mortgage calculator enables you to review USDA, FHA, Conforming, and VA loan options side-by-side, ensuring you choose the most suitable program for your financial goals in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to connect you quickly and easily with the best USDA or FHA loan options. Start with any of the three leading paths to find suitable lenders and USDA loan programs tailored for your needs.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not need any down payment, making them a favorable option.
Enter your location to find out if it qualifies for USDA rural housing loan?
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