USDA and FHA Pro and Con in Chehalis, Lewis County, WA

For the year 2026, the USDA loan limit for Chehalis in the county of Lewis, WA, is $336,500. Meanwhile, the FHA threshold for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates and to determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Chehalis, County of Lewis, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Chehalis, WA

Lendersa® aims to provide you with the most advantageous USDA or FHA loan swiftly and with ease. Choose one of three options, each leading to matched lenders and USDA loan programs.

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Defining USDA Loans in WA

A USDA home loan, assured by the Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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    We work directly with wholesale lenders which offers us low wholesale rates passed directly to the client.

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  • Florida Community Loan Fund
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