USDA Vs. FHA your options comparison in Longview-Heights, Cowlitz County, WA
As of 2025, the USDA loan limit in Longview-Heights, Cowlitz county, WA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates and determine the necessary income, credit, and reserves, alongside the documents needed to qualify. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in choosing the right program in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Longview-Heights, Cowlitz, WA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Longview-Heights, WA
Lendersa® aims to efficiently secure the best possible USDA or FHA loan tailored to your needs without hassle. Choose from three starting pathways to successfully match with lenders and discover USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, offering substantial advantages to eligible buyers.
We have been providing people with affordable, trustworthy financial services for over sixty years. We started in 1957, when a small group of workers in the aerospace industry banded together. Back then, we were known as the Sperry Phoenix Employees Federal Credit Union. Through a series of mergers and acquisitions of our core sponsor
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Copper State Credit Union was formed in 2020 as the result of a merger of two equally-sized credit unions, Canyon State Credit Union and Deer Valley Credit Union. our goal to strengthen Arizona families through financial empowerment, it made sense that our name included an element like copper.
Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.
Founded in 1999, the key to our success has been a combination of consistently offering the lowest possible rates and costs while providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
We want to get to know you so that we can offer you the ideal financing solution.
For me, lending is all about local relationships. I've lived in Arizona my entire life. I'm an active member of the communities where I've made a distinct impact.
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20860 North Tatum Boulevard, Suite 300, Phoenix, AZ, 85050
Brightside Mortgage, we are your partners in achieving your home-ownership dreams. Our number one priority is matching you with the best loan to achieve your goals. We are here to work on your behalf to make sure your experience is easier, more positive and more personal than our competitors
We're helping you take on perhaps the largest debt of your life. We feel that we have a professionally responsibility to help you manage that debt. Our role is to help you integrate this loan into your overall short and long term financial & investment goals while maximizing your tax objectives, cash flow and net worth. This takes an Expert.
Arizona Wholesale Mortgage Inc. prides ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona. Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, Jumbo
