USDA Loan Vs. FHA loan pro & con for Longview, Cowlitz County, WA

In 2025, USDA loan limit in Longview, county of Cowlitz, WA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Longview, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(606) 679-6341 2069 miles Lender's profile and map Reviews Citizens National Bank Kentucky 44 Public Square, Somerset, KY, 42501 Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
(216) 236-8697 2069 miles Lender's profile and map Reviews Linkedup Home Lending LLC 1785 Coventy Road, Cleveland, OH, 44118 We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
(205) 556-7819 2069 miles Lender's profile and map Reviews Tuscaloosa VA Federal Credit Union 3701 Loop Road East, Tuscaloosa, AL, 35404 Tuscaloosa VA Federal Credit Union is a not-for-profit, member-owned, financial cooperative, committed to providing members with the financial services they need, when and where they need them — affordably, conveniently and professionally. Tuscaloosa VA Federal Credit Union was established in November 1951.
(205) 759-7317 2069 miles Lender's profile and map Reviews Red Oak Credit Union 1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404 Red Oak Credit Union is owned by the members and managed and operated by a professional full-time staff and a 7-member board of directors. The board of directors are elected by the members and themselves are members. All deposits are insured to at least $250,000 by the National Credit Union Administration.
(334) 215-7328 2069 miles Lender's profile and map Reviews Alabama Rural Electric Credit Union 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404 ARECU started with the dreams of seven in 1969, and in 2020 we are excited to be Alabama Rural Electric Credit Union, a division of Alabama ONE. The merger with Alabama ONE Credit Union in April of 2020 brings a myriad of improved products and services with the added strength of Alabama ONE's legacy of exceptional service.
(205) 759-1595 2069 miles Lender's profile and map Reviews ALABAMA ONE 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404 Alabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.
(440) 946-1980 2070 miles Lender's profile and map Reviews Acme Federal Credit Union 34799 Curtis Boulevard, Suite B, Eastlake, OH, 44095 ACME FCU has been providing financial services to its members since 1939. We are dedicated in meeting our member’s financial needs through cost efficient services, quality personal assistance and competitive savings and loan rates. We are a member-owned financial cooperative dedicated to members’ evolving needs.
(606) 796-3086 2070 miles Lender's profile and map Reviews Pinnacle Bank, Inc. 26 Second Street, Vanceburg, KY, 41179 Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.
(985) 951-2230 2070 miles Lender's profile and map Reviews Crescent City Home Mortgage, LLC 389 LA-21, Suite 401-A, Madisonville, LA, 70447 "Crescent City Home Mortgage, LLC. Making your Dreams a Reality! Whether you are a first-time homebuyer, refinancing the home you already own or anything in between…we work to be your home mortgage solution. We have a wide range of options to tailor to your specific needs and wants For more information about the products we offer"
(985) 789-4389 2070 miles Lender's profile and map Reviews INTEGRA MORTGAGE, INC 385 Hwy 21, Suite 515, Madisonville, LA, 70447 Integra is a residential mortgage lending firm serving the entire state of Louisiana. We specialize in Purchase and Refinance Mortgage Loans. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer. We realize the big commitment you are making in purchasing a house
(985) 447-9890 2070 miles Lender's profile and map Reviews American South Mortgage Lending 613 Canal Blvd, Thibodaux, LA, 70301 American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.