USDA Vs. FHA your options comparison in Longview, Cowlitz County, WA

In 2025, the USDA loan limit for Longview in Cowlitz County, WA, is $336,500. In comparison, the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's finest USDA vs FHA rates, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Longview, Cowlitz County, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Longview, WA

The objective of Lendersa® is to swiftly provide you the ideal USDA or FHA loan without hassle. Choose one of three methods to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans with a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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