USDA Vs. FHA your options comparison in Longview, Cowlitz County, WA
In 2026, the USDA loan limit for Longview in Cowlitz County, WA, is $336,500. In comparison, the FHA cap for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's finest USDA vs FHA rates, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Longview, Cowlitz County, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Longview, WA
The objective of Lendersa® is to swiftly provide you the ideal USDA or FHA loan without hassle. Choose one of three methods to find matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans with a minimum down payment of 3.5%, USDA loans require no down payment at all.
Redbrand Credit Union is a not-for-profit financial institution. We are here to serve our member’s financial needs. Our products and services are as diverse as our membership. Our core values are as strong as the steel forged in the factory from where we found our humble beginnings. We’re here to serve you.
The Brazos Higher Education Service Corporation, Inc. (Brazos Higher Education) is a nonprofit corporation that has been dedicated to providing assistance for higher education for over 40 years. Brazos Higher Education is an independent organization that is self-funded and self-capitalized. We are not affiliated with any colleges or universities.
Educators Credit Union. In the beginning, the credit union was named McLennan County Teachers Federal Credit Union, but was later changed to Educators Credit Union ECU is the largest credit union in Central Texas, with more than 28, 000 members and over $500 million in assets. It is our goal to meet the financial needs
Alliance Bank Central Texas was established in 2007 to fill a void in Waco caused by the many bank mergers, consolidations, and centralizations taking place at the time. At Alliance Bank Central Texas, we believe that customers come first and do not want to deal with big, impersonal banking giants.
West Central Bank proudly continues its tradition as a Community Bank. Officers, board members, and staff are very active in local civic, economic development, fraternal and religious organizations; they are a vital part of the communities that we serve. West Central Bank operates branches in Ashland, Beardstown, Rushville, and Springfield.
Lone Star Reverse Mortgage 20 years as a licensed real estate broker in the Dallas/Ft.Worth area. Debbie and I are both Seniors and we currently reside in central Texas and provide reverse mortgage services to fellow Texas homeowners. We have been part of the reverse mortgage business almost since its inception in the state of Texas.
We were founded in 1934 by employees of West Bend Aluminum Company to provide affordable access to financial services for employees. Much has changed in the financial arena since 1934, but the mission remains the same - People helping people to improve the financial well-being of each member.
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Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union
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GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.
